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Current National Savings Rates and Money Market Rates

Bank
Product
APY
Min Deposit
Disclosures
Sponsored
Synchrony Bank
Money Market
4.75%
$5000
NO
Raymond James Bank
3 Month CD
4.50%
$5000
NO
Citibank
Savings
4.35%
$10000
NO
E-Trade Bank
Money Market
4.25%
$5000
NO
Ally Bank
Member FDIC
36 Month CD
4.25%
$5000
NO
Synchrony Bank
48 Month CD
4.00%
$1
NO
VirtualBank
18 Month CD
3.87%
$10000
NO
VirtualBank
36 Month CD
3.77%
$10000
NO
Dollar Savings Direct
12 Month CD
3.50%
$1000
NO
USAA Federal Savings Bank
18 Month CD
3.05%
$1000
NO
Citibank
36 Month CD
2.50%
$10000
NO
Presidential Online Bank
182 Day CD
2.50%
$1000
NO
Synchrony Bank
3 Month CD
2.25%
$1
NO
Synchrony Bank
Money Market IRA
2.25%
$5000
NO
Salem Five Direct
60 Month CD
2.25%
$10000
NO
MyBankingDirect.com
36 Month CD
1.70%
$500
NO
MyBankingDirect.com
18 Month CD
0.15%
$500
NO
iGobanking.com
18 Month CD
0.15%
$1000
NO
iGobanking.com
6 Month CD
0.15%
$1000
NO
OneWest Bank
3 Month CD
0.10%
$5000
NO
OneWest Bank
6 Month CD
0.10%
$5000
NO
Morgan Stanley
Savings
0.02%
$1
NO
Deposit and Retirement Products:

APY’s – Annual Percentage Yields - are based on the highest APY offered for the given deposit amount and below. Rates are subject to change without notice. "Min. Balance" represents the minimum amount to obtain the APY. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. These offers do not represent all deposit accounts available.

« Previous Entries

Popular Direct Online Savings Rates

Popular Direct Online savings rates were recently increased and are now the best online savings rate on our rate table. The new savings rate at Popular Direct is 2.47 percent with an APY of 2.50 percent. The minimum opening account balance is at $5,000. The 2.50 percent savings rate is on Popular Direct’s Ultimate Savings […]

Author: Brian McKay
September 4th, 2019

Western State Bank Money Market Rate Hits 2.50%

Western State Bank money market rates, which were already one of the best money market rates available, was increased. The new money market rate at Western State Bank is at 2.47 percent with an APY of 2.50 percent. The old money market rate from Western State Bank was at 2.23 percent with an APY of 2.25 […]

Author: Brian McKay
February 13th, 2019

CIT Bank Savings Builder Rates and Review

CIT Bank savings rates on the Savings Builder Savings Account already had one of the best savings rates around and was recently increased. In fact, with the recent savings rate increase from CIT Bank, the Savings Builder savings rate is now is the highest rate available on the rate list. The current online rate from CIT […]

Author: Brian McKay
January 7th, 2019

E*TRADE Savings Account Rate is 20x National Average

E*TRADE Premium Savings Account has a current savings rate that is 20 times the national average according to E*TRADE. The current savings account rate from E-Trade is at 2.08 percent with an APY of 2.10 percent. The old savings account rate from E-Trade has 20 basis points lower at 1.88 percent with an APY of 1.90 […]

Author: Brian McKay
December 31st, 2018

Synchrony Savings Rates on the High Yield Savings Account

Synchrony savings rates were already one of the highest savings rates available from an online bank were increased last night. Savings rates on Synchrony’s High Yield Savings Account were increased to 2.18 percent with an APY of 2.20 percent. The old savings rate from Synchrony Bank was 15 basis points lower at 2.03 percent with an APY […]

Author: Brian McKay
December 26th, 2018