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Best Savings Rates
 

Savings Rates | Find the Best Savings Rates Today

Best Savings Rates

| Get the Highest Savings Rates Below
Compare the highest savings account rates by using our savings account rates and money market rates list below. We maintain a list of the best savings account rates from local banks and national banks to make your search for the highest rates easier. There is no need to look anywhere else for current interest rates from many different banks.
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First National Bank of Omaha

★★★★  (4 out of 5)100
0.95% Savings with First National Bank of Omaha
0.950%
04/28/2016
0.950%
$1.00
Cashback savings where you shop with MyDeals on your check card 
Mutual of Omaha Bank

★★★★  (4 out of 5)100
0.85% MMA with Mutual of Omaha Bank
0.850%
04/28/2016
0.850%
$1,000.00
Easy to open, easy to fund, easy to manage. Open an account now. 
Fultdirect.com

★★★★  (4 out of 5)100
0.1% MMA with Fultdirect.com
0.100%
04/28/2016
0.100%
$10,000.00
 
EverBank

★★★  (3 out of 5)100
1.11% MMA with EverBank
1.110%
04/28/2016
0.610%
$1,500.00
Earn a top 5% yield- always! Open an Account today. FDIC insured. 
Silvergate Bank

★★★★  (4 out of 5)100
1.11% MMA with Silvergate Bank
1.110%
04/28/2016
1.100%
$10,000.00
 
Dime Savings Bank of Williamsburgh

★★★★  (4 out of 5)100
1.1% MMA with Dime Savings Bank of Williamsburgh
1.100%
04/28/2016
1.090%
$1,000.00
Easy to open and manage. FDIC-insured. 
Northeast Bank

★★★★  (4 out of 5)100
1.1% MMA with Northeast Bank
1.100%
04/28/2016
1.090%
$5,000.00
 
iGObanking.com

★★★  (3 out of 5)100
1.1% MMA with iGObanking.com
1.100%
04/28/2016
1.090%
$25,000.00
12 month CD 1.25% APY*,FDIC insured, open online or by mail. 
AloStar Bank of Commerce

★★★★★  (5 out of 5)100
1.05% Savings with AloStar Bank of Commerce
1.050%
04/28/2016
1.040%
$50.00
 
Goldman Sachs Bank USA

★★★★★  (5 out of 5)100
1.05% Savings with Goldman Sachs Bank USA
1.050%
04/28/2016
1.040%
$0.00
 
Sallie Mae

★★★★★  (5 out of 5)100
1.05% MMA with Sallie Mae
1.050%
04/28/2016
0.900%
$0.00
Easy Access to Your Funds. FDIC-insured. 
Synchrony Bank

★★★★★  (5 out of 5)100
1.05% Savings with Synchrony Bank
1.050%
04/28/2016
1.040%
$0.00
Great Rates + Safety = Peace of Mind 
Barclays

★★★★★  (5 out of 5)100
1% Savings with Barclays
1.000%
04/28/2016
1.000%
$0.00
No Minimum Balance. No Monthly Maintenance Fees. FDIC Insured. 
My Savings Direct

★★★★  (4 out of 5)100
1% Savings with My Savings Direct
1.000%
04/28/2016
1.000%
$1.00
No Fees! No Minimums! 
Pacific National Bank

★★★★  (4 out of 5)100
1% MMA with Pacific National Bank
1.000%
04/28/2016
1.000%
$100.00
 
ableBanking, a division of Northeast Bank

★★★★  (4 out of 5)100
1% MMA with ableBanking, a division of Northeast Bank
1.000%
04/28/2016
1.000%
$250.00
$25 New Customer Gift to give to charity (501c3). FDIC insured. 
iGObanking.com

★★★  (3 out of 5)100
1% Savings with iGObanking.com
1.000%
04/28/2016
1.000%
$1.00
12 month CD 1.25% APY*,FDIC insured, open online or by mail. 
Discover Bank

★★★★★  (5 out of 5)100
0.95% Savings with Discover Bank
0.950%
04/28/2016
0.950%
$500.00
Grow your savings faster with a rate 5x the National Savings Avg* 
CIT Bank

★★★★★  (5 out of 5)100
0.9% Savings with CIT Bank
0.900%
04/28/2016
0.900%
$100.00
Premium savings. Maximum returns. Member FDIC. 
Pacific National Bank

★★★★  (4 out of 5)100
0.9% Savings with Pacific National Bank
0.900%
04/28/2016
0.900%
$100.00
 
Colorado Federal Savings Bank

★★★  (3 out of 5)100
0.85% Savings with Colorado Federal Savings Bank
0.850%
04/28/2016
0.850%
$2,500.00
 
Synchrony Bank

★★★★★  (5 out of 5)100
0.85% MMA with Synchrony Bank
0.850%
04/28/2016
0.850%
$0.00
Great Rates + Safety = Peace of Mind 
EH National Bank

★★  (2 out of 5)100
0.81% Savings with EH National Bank
0.810%
04/28/2016
0.810%
$1,000.00
 
Discover Bank

★★★★★  (5 out of 5)100
0.8% MMA with Discover Bank
0.800%
04/28/2016
0.800%
$2,500.00
Easy cash access and always great rates. Open an account today! 
EH National Bank

★★  (2 out of 5)100
0.8% MMA with EH National Bank
0.800%
04/28/2016
0.800%
$1,000.00
 
First Internet Bank of Indiana

★★★★  (4 out of 5)100
0.8% MMA with First Internet Bank of Indiana
0.800%
04/28/2016
0.800%
$100.00
 
Capital One 360

★★★★★  (5 out of 5)100
0.75% Savings with Capital One 360
0.750%
04/28/2016
0.750%
$0.00
 
Capital One 360

★★★★★  (5 out of 5)100
0.75% Savings with Capital One 360
0.750%
04/28/2016
0.750%
$1.00
The 360 Savings(r) account: A great rate and up to a $500 bonus. 
VirtualBank

★★★★  (4 out of 5)100
0.65% MMA with VirtualBank
0.650%
04/28/2016
0.650%
$100.00
FDIC Insured 
First Internet Bank of Indiana

★★★★  (4 out of 5)100
0.6% Savings with First Internet Bank of Indiana
0.600%
04/28/2016
0.600%
$100.00
 
AloStar Bank of Commerce

★★★★★  (5 out of 5)100
0.5% MMA with AloStar Bank of Commerce
0.500%
04/28/2016
0.500%
$1,000.00
 
California First National Bank

★★★★★  (5 out of 5)100
0.5% MMA with California First National Bank
0.500%
04/28/2016
0.500%
$5,000.00
 
giantbank.com

★★★★  (4 out of 5)100
0.45% MMA with giantbank.com
0.450%
04/28/2016
0.450%
$1,000.00
 
State Farm Bank

★★★★  (4 out of 5)100
0.3% MMA with State Farm Bank
0.300%
04/28/2016
0.300%
$1,000.00
 
Goldwater Bank

★★★  (3 out of 5)100
0.26% MMA with Goldwater Bank
0.260%
04/28/2016
0.260%
$1,000.00
 
Third Federal Savings and Loan

★★★★  (4 out of 5)100
0.2% Savings with Third Federal Savings and Loan
0.200%
04/28/2016
0.200%
$25,000.00
 
NewDominion Bank

★★  (2 out of 5)100
0.15% MMA with NewDominion Bank
0.150%
04/28/2016
0.150%
$500.00
Achieve Rapid Growth Results w/Our Rates! Open Online-Member FDIC 
5 Star Bank

★★★★  (4 out of 5)100
0.1% MMA with 5 Star Bank
0.100%
04/28/2016
0.100%
$1,000.00
 
American Bank

★★★★  (4 out of 5)100
0.1% Savings with American Bank
0.100%
04/28/2016
0.100%
$100.00
 
American Bank

★★★★  (4 out of 5)100
0.1% MMA with American Bank
0.100%
04/28/2016
0.100%
$100.00
 
Applied Bank

★★★★★  (5 out of 5)100
0.1% Savings with Applied Bank
0.100%
04/28/2016
0.100%
$100.00
 
State Farm Bank

★★★★  (4 out of 5)100
0.1% Savings with State Farm Bank
0.100%
04/28/2016
0.100%
$100.00
 
Astoria Bank

★★★  (3 out of 5)100
0.05% Savings with Astoria Bank
0.050%
04/28/2016
0.050%
$500.00
 
Astoria Bank

★★★  (3 out of 5)100
0.05% MMA with Astoria Bank
0.050%
04/28/2016
0.050%
$2,500.00
 
BBVA Compass

★★★★  (4 out of 5)100
0.05% MMA with BBVA Compass
0.050%
04/28/2016
0.050%
$25.00
 
Citizens Trust Bank

★★★  (3 out of 5)100
0.05% MMA with Citizens Trust Bank
0.050%
04/28/2016
0.050%
$100.00
 
Citizens Trust Bank

★★★  (3 out of 5)100
0.05% Savings with Citizens Trust Bank
0.050%
04/28/2016
0.050%
$1,000.00
 
USAA

★★★★★  (5 out of 5)100
0.05% Savings with USAA
0.050%
04/28/2016
0.050%
$25.00
 
USAA

★★★★★  (5 out of 5)100
0.05% MMA with USAA
0.050%
04/28/2016
0.050%
$10,000.00
 
Applied Bank

★★★★★  (5 out of 5)100
0.02% MMA with Applied Bank
0.020%
04/28/2016
0.020%
$500.00
 

Data Provided by Bankrate.com Rates were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Bankrate.com National APY Average and Bankrate.com Site APY Average are only available for MMA products in any denomination exclusively. For Savings products, neither national nor Bankrate APY averages are tabulated. For MMA & Savings products in any denomination, the presented Bankrate.com National APY Average and Bankrate.com Site APY Average are averages of the MMA products only, and are not inclusive of Savings products APY rates.

These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. Bank and thift deposits are insured by the Federal Deposit Insurance Corp. Credit Union deposits are insured by the National Credit Union Administration. Many institutions have different rates on their own Websites than those posted on Bankrate.com. Please identify yourself as a Bankrate consumer to lenders to ensure you get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please let us know.

Bankrate.com's Safe & Sound® service provides ratings information on the relative financial strength and stability of U.S. commercial banks, savings institutions and credit unions. Five stars is superior, one star is lowest rated. For more information click here.



The Federal Open Market Committee (FOMC) meets next week to decide on the future direction of monetary policy. The FOMC is expected to keep the fed funds rate at 0.50 percent. In fact, the probability of a rate hike is next to nil. The CME Group’s Fed Watch Tool  puts the possibility of a rate hike at a mere 1 percent.

Since the Fed isn’t expected to increase the fed funds rate, variable deposit rates should stay near current levels. That leaves us looking forward to the Fed’s June meeting for a rate hike and banks subsequently increasing savings rates.

Currently, the top rate on the savings rate list is from UFB Direct at 1.19 percent with a yield of 1.20 percent. The top money market rate on the list is from EverBank at 1.11 percent. The EverBank MMA rate has a six month promotional rate of 1.60 percent with an ongoing rate of 0.61 percent, the combined first year APY is 1.11 percent.

Listed below are the best variable deposit rates for April 20, 2016:

Best Online Savings Rates 4/20/16

  • UFB Direct Rate 1.19% Yield 1.20%
  • Synchrony Bank Rate 1.04% Yield 1.05%
  • Goldman Sachs Bank USA Rate 1.04% Yield 1.05%
  • AloStar Bank of Commerce Rate 1.04% Yield 1.05%
  • Barclays Bank Rate 1.00% Yield 1.00%
  • Ally Bank Rate 1.00% Yield 1.00%
  • iGObanking.com Rate 1.00% Yield 1.00%
  • My Savings Direct Rate 1.00% Yield 1.00%
  • FNBO Direct Rate 0.95% Yield 0.95%
  • Discover Bank Rate 0.95% Yield 0.95%
  • Pacific National Bank Rate 0.90% Yield 0.90%
  • CIT Bank Rate 0.90% Yield 0.90%
  • American Express Rate 0.90% Yield 0.90%

Best Online Money Market Rates 4/20/16

  • EverBank MMA Rate 0.61% Yield 1.11%
  • Silvergate BankRate 1.10% Yield 1.11%
  • Dime Savings Bank Rate 1.09% Yield 1.10%
  • Northeast Bank Rate 1.09% Yield 1.10%
  • iGObanking.com Rate 1.09% Yield 1.10%
  • Pacific National Bank Rate 1.00% Yield 1.00%
  • ableBanking Rate 1.00% Yield 1.00%
  • Sallie Mae Rate 0.90% Yield 0.90%
  • Ally Bank Rate 0.85% Yield 0.85%
  • Mutual of Omaha Bank Rate 0.85% Yield 0.85%
  • Synchrony Bank MMA 0.85% Yield 0.85%

Rates are constantly changing. For the most current updated rates use the rate lists at Savings.RatesORama.com.

Author: Brian McKay
April 20th, 2016

Online deposit rates continue to creep up in 2016 as the Federal Reserve stands pat on interest rates. The new best online savings account rate on our rate list is from UFB Direct at 1.19 percent with a yield of 1.20 percent for account balances of $25,000 or more.

Complete lists of online savings rates and online money market account rates for 3/22/16 are listed below. For a list of today’s rates use our rate list at Online Variable Deposit Rates.

Top Online Savings Rates 3/22/16

  • UFB Direct Savings Rate 1.19% Yield 1.20% (new top rate)
  • Synchrony Bank Savings Rate 1.04% Yield 1.05%
  • GE Capital Bank Savings Rate 1.04% Yield 1.05%
  • Barclays Bank Savings Rate 1.00% Yield 1.00%
  • Ally Bank Savings Rate 1.00% Yield 1.00%
  • iGObanking.com Savings Rate 1.00% Yield 1.00%
  • My Savings Direct Savings Rate 1.00% Yield 1.00%
  • FNBO Direct Savings Rate 0.95% Yield 0.95%
  • Discover Bank Savings Rate 0.95% Yield 0.95%
  • CIT Bank Savings Rate 0.90% Yield 0.90%
  • American Express Savings Rate 0.90% Yield 0.90%

Top Online Money Market Rates 3/22/16

  • EverBank MMA Rate 0.61% Yield 1.11%
  • Silvergate Bank MMA Rate 1.10% Yield 1.11%
  • Dime Savings Bank of Williamsburgh MMA Rate 1.09% Yield 1.10%
  • Northeast Bank MMA Rate 1.09% Yield 1.10%
  • iGObanking.com MMA Rate 1.09% Yield 1.10%
  • ableBanking MMA Rate 1.00% Yield 1.00%
  • Sallie Mae MMA Rate 0.90% Yield 0.90%
  • Ally Bank MMA Rate 0.85% Yield 0.85%
  • Mutual of Omaha Bank MMA Rate 0.85% Yield 0.85%
  • Synchrony Bank MMA Rate 0.85% Yield 0.85%
Author: Brian McKay
March 22nd, 2016

Listed below are the best online savings and money market account rates for March 3, 2016. Deposit rates change constantly, for the most current list of rates always check our savings/mma rate lists.

Best Online Savings Rates 3/3/16

  • Synchrony Bank Rate 1.04% Yield 1.05%
  • GE Capital Bank Rate 1.04% Yield 1.05%
  • Barclays Bank Rate 1.00% Yield 1.00%
  • Ally Bank Rate 1.00% Yield 1.00%
  • iGObanking.com Rate 1.00% Yield 1.00%
  • My Savings Direct Rate 1.00% Yield 1.00%
  • CIT Bank Rate 0.99% Yield 1.00%
  • FNBO Direct Rate 0.95% Yield 0.95%
  • Discover Bank Rate 0.95% Yield 0.95%

Best Online Money Market Rates 3/3/16

  • EverBank Rate 0.61% Yield 1.11%
  • Silvergate Bank Rate 1.10% Yield 1.11%
  • Dime Savings Bank of Williamsburgh Rate 1.09% Yield 1.10%
  • Northeast Bank Rate 1.09% Yield 1.10%
  • iGObanking.com Rate 1.09% Yield 1.10%
  • ableBanking Rate 1.00% Yield 1.00%
  • Sallie Mae Rate 0.90% Yield 0.90%
  • Ally Bank Rate 0.85% Yield 0.85%
  • Mutual of Omaha Bank Rate 0.85% Yield 0.85%
  • Synchrony Bank Rate 0.85% Yield 0.85%

 

 

Author: Brian McKay
March 3rd, 2016

Below are lists of the best savings rates and money market account rates for February 9, 2016.

Best Money Market Account Rates

  • EverBank Rate 0.61% Yield 1.11%
  • Silvergate Bank Rate 1.10% Yield 1.11%
  • Dime Savings Bank of Williamsburgh Rate 1.09% Yield 1.10%
  • Northeast Bank Rate 1.09% Yield 1.10%
  • iGObanking.com Rate 1.09% Yield 1.10%
  • ableBanking Rate 1.00% Yield 1.00%
  • Sallie Mae Rate 0.90% Yield 0.90%
  • Ally Bank Rate 0.85% Yield 0.85%
  • Mutual of Omaha Bank Rate 0.85% Yield 0.85%
  • Synchrony Bank Rate 0.85% Yield 0.85%
  • MyCBB Rate 0.83% Yield 0.83%
  • Discover Bank Rate 0.80% Yield 0.80%
  • First Internet Bank of Indiana Rate 0.80% Yield 0.80%
  • EH National Bank Rate 0.80% Yield 0.80%

Best Savings Account Rates

  • North American Savings Bank Rate 1.11% Yield 1.12%
  • Synchrony Bank Rate 1.04% Yield 1.05%
  • GE Capital Bank Rate 1.04% Yield 1.05%
  • Barclays Bank Rate 1.00% Yield 1.00%
  • Ally Bank Rate 1.00% Yield 1.00%
  • iGObanking.com Rate 1.00% Yield 1.00%
  • My Savings Direct Rate 1.00% Yield 1.00%
  • CIT Bank Rate 0.99% Yield 1.00%
  • Discover Bank Rate 0.95% Yield 0.95%
  • FNBO Direct Rate 0.95% Yield 0.95%
  • American Express Bank Rate 0.90% Yield 0.90%
  • Colorado Federal Savings Bank 0.85% Yield 0.85%
  • Capital One 360 Bank Rate 0.75% Yield 0.75%

Interest rates are constantly changing, make sure you are getting the most current rates by searching our deposit rate lists.

Author: Brian McKay
February 9th, 2016

The highest money market account rate on our rate list this week is from EverBank at 1.11 percent APY. EverBank’s rate is a promotional rate, that has a bonus rate of 1.60 percent for the first six months and an ongoing rate of 0.61 percent. These two rates give the combined first year APY of 1.11 percent.

The highest savings account rates this week are at 1.04 percent with a yield of 1.05 percent. Two banks, Synchrony Bank and GE Capital Bank are currently offering the highest savings rate and yield. The top savings rate in the prior rate report was from My Savings Direct at 1.10 percent with a yield of 1.11 percent. The bank lowered their rate to 1.00 percent with a yield of 1.00 percent.

Listed below are the highest savings and money market account rates on our rate list for January 20, 2016:

Jan 20, 2016  Savings Rates

  • Synchrony Bank Rates 1.04% APY 1.05%
  • GE Capital Bank Rates 1.04% APY 1.05%
  • Barclays Bank Rates 1.00% APY 1.00%
  • Ally Bank Rates 1.00% APY 1.00%
  • iGObanking.com Rate 1.00% APY 1.00%
  • My Savings Direct Rate 1.00% APY 1.00% (new lower rate)
  • CIT Bank Rate 0.99% APY 1.00%
  • Discover Bank Rate 0.95% APY 0.95%

Jan 20, 2016 Money Market Rates

  • EverBank Rates 0.61% APY 1.11%
  • Dime Rates 1.09% APY 1.10%
  • Northeast Bank Rates 1.09% APY 1.10%
  • iGObanking.com Rates 1.09% APY 1.10%
  • ableBanking Rates 1.00% APY 1.00%
  • Ally Bank Rates 0.85% APY 0.85%
  • Mutual of Omaha Bank Rates 0.85% APY 0.85%
  • Synchrony Bank Rates 0.85% APY 0.85%
  • MyCBB Rates 0.83% APY 0.83%
  • Discover Bank Rates 0.80% APY 0.80%

Interest rates change daily, to ensure you’re getting the most current interest rates, view our rate lists at RatesORama.com.

 

Author: Brian McKay
January 20th, 2016