Triumph Bank Home Loan Rates

Triumph Bank Home Loan rates are very competitive right now, and more importantly, the bank doesn't charge any lender fees on mortgage loans.  Some lenders will charge hundreds, if not thousands, of dollars in lender fees which drives up the overall annual percentage rate on a mortgage.

Tip: Searching for the lowest mortgage rates today plus finding lenders with low or no fees can save you tens of thousands of dollars over the life of a mortgage.

Triumph Bank Home LoansTriumph Bank Home Loan Rates is part of Triumph Bank, which is based in Collierville, Tennessee. The bank makes loans in all States except NY, CA, AZ, NM, NV, MT, ID, WA, OR, AK and HI. 

Current Triumph Bank Home Loan Rates

Listed below are a sample of today's mortgage rates at Triumph Bank Home Loans. You can see how these rates compare with the current average mortgage rates listed on the right. Current Average Mortgage Rates Feb 26 - 2018

  • 30 Year Fixed - 4.125% with 0.375 points
  • 30 Year Fixed - 4.25% with zero points
  • 15 Year Fixed - 3.50% with 1 mortgage point
  • 15 Year Fixed - 3.75% with zero points

There are many different factors lenders use to determine what mortgage rates to offer borrowers. The Triumph Bank Home Loan mortgage rates that were quoted are rates based on the following criteria:

  • Home Purchase Loan - A loan to buy a home instead of a refinance loan which is to refinance a current loan
  • Conforming Loan - A loan that conforms to GSE (Fannie Mae and Freddie Mac) guidelines
  • 20 percent down payment 
  • Credit score of 740 and above

You can see this lender's current rates by going to their website and clicking on "Check Rates." Another option would be to compare this lender's rates with other lender's rates by searching our mortgage rate list for your state. You will see dozens of mortgage lenders listed all with different mortgage rates, points and fees. Therefore, you will likely get a better rate.

Mortgage rates and refinance rates are moving higher. Now is a good time to lock in a rate because a higher mortgage rate means higher monthly payments. In addition, you will pay more of your monthly mortgage payments towards interest instead of towards principal. 



Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 95816, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
4.128
4.125
USD
Better.com Logo
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $124
Thank you for your quote. 
 
Next button
30 yr fixed Mortgage Loan from Better.com
Better.com
https://www.brimg.net/system/img/inst/9722_logo.gif
300000
Refinance
3.913
3.750
USD
Better.com Logo
at 1.100 pts
30 day lock rate
Est payment: $1,389.35
Fees in APR: $2,605
Thank you for your quote. 
 
Next button
30 yr fixed mtg refi Mortgage Loan from Schools First FCU
Schools First FCU
300000
Refinance
4.278
4.250
USD
Schools First FCU

4.278%
4/15/2019
4.250%
at 0.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $995
 
 
30 yr fixed mtg refi Mortgage Loan from First Tech Credit Union
First Tech Credit Union
300000
Refinance
4.275
4.250
USD
First Tech Credit Union

4.275%
4/17/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $898
 
 
30 yr fixed mtg refi Mortgage Loan from Star One Credit Union
Star One Credit Union
300000
Refinance
4.003
4.000
USD
Star One Credit Union

4.003%
4/15/2019
4.000%
at 0.000 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $105
 
 
30 yr fixed mtg refi Mortgage Loan from San Diego County Credit Union
San Diego County Credit Union
300000
Refinance
4.304
4.250
USD
San Diego County Credit Union

4.304%
4/17/2019
4.250%
at 0.500 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $434
 
 
30 yr fixed mtg refi Mortgage Loan from Union Bank
Union Bank
300000
Refinance
4.522
4.500
USD
Union Bank

4.522%
4/17/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $771
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of the West
Bank of the West
300000
Refinance
4.523
4.500
USD
Bank of the West

4.523%
4/16/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $793
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.155
4.125
USD
LincolnWay Community Bank

4.155%
4/16/2019
4.125%
at 0.000 pts
30 day lock rate
Est payment: $1,453.95
Fees in APR: $1,085
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.




Author: Brian McKay
February 26th, 2018