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Today's Mortgage Rates 9/14: Average 30 Year Mortgage Rates 4.18%, 30 Year Loan Depot Mortgage Rates at 3.75% - CD Rates - Search for CD Rates Today
 

Today’s Mortgage Rates 9/14: Average 30 Year Mortgage Rates 4.18%, 30 Year Loan Depot Mortgage Rates at 3.75%

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Today's mortgage rates changed little overnight. Mortgage rates will stay low since rates are tied to 10 year bond yields, which have stayed under 2.00% this week. Current mortgage rates on 30 year loans are averaging 4.18%, an increase from yesterday’s average rate of 4.17%. You can find rates lower than the averages, right now Loan Depot is offering 30 year mortgage rates at 3.75%.

15 year conforming mortgage rates are also slightly higher today averaging 3.38%, an increase from yesterday's average 15 year mortgage rate of 3.37%. There has been a trend in recent years of homeowners refinancing to 15 year mortgages from 30 year mortgages since rates are so low. Refinancing to a shorter term mortgage will save tens of thousands of dollars over the life of the loan. 

Jumbo mortgage rates are mixed today, 30 year jumbo mortgage rates today are actually lower at 4.4% down from yesterday's average 30 year jumbo mortgage rate of 4.51% 15 year jumbo mortgage rates are higher today averaging 3.80%, up from yesterday's average 15 year jumbo mortgage rate of 3.78%.

Today's Mortgage Rates 9/14/11




























30 year fixed conforming 4.18%
15 year fixed conforming 3.38%
30 year fixed jumbo 4.48%
15 year fixed jumbo 3.80%
5/1 conforming adjustable 2.98%
5/1 jumbo adjustable 3.13%

You can find a list of current mortgage rates in your state by searching our mortgage rate lists here: Current Mortgage Rates. You can also view a list of bank CD rates by searching our Best CD Rates list here: CD Rates. The best savings account rates can be found here: Highest Savings Account Rates.

Author: James Martin
September 14th, 2011