The Milford Bank Mortgage Rates

The Milford Bank, headquartered in Milford, Connecticut, is advertising some of the best mortgage rates and refinance rates available right now. Milford Bank is conforming mortgage rates, conforming refinance rates, jumbo mortgage rates and jumbo refinance rates.

Conforming mortgage rates and refi rates advertised include fixed and adjustable rates. Jumbo mortgage rates and jumbo refi rates advertised include fixed rates and adjustable rates. The bank has some of the lowest mortgage rates and refinancing rates available right now in Connecticut.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.557
4.500
USD
State Department Federal Credit Union

4.557%
3/18/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.280
4.250
USD
LincolnWay Community Bank

4.280%
3/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.326
4.250
USD
Northwest Federal Credit Union

4.326%
3/20/2019
4.250%
at 0.875 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.225
4.180
USD
Bank of Oak Ridge

4.225%
3/21/2019
4.180%
at 0.250 pts
60 day lock rate
Est payment: $1,463.55
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.432
4.375
USD
Santander Bank, N.A.

4.432%
3/21/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA

4.537%
3/19/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.432
4.375
USD
Virginia Credit Union

4.432%
3/19/2019
4.375%
at 0.125 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.321
4.250
USD
Bank of America

4.321%
3/20/2019
4.250%
at 0.415 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union

4.345%
3/20/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.152
4.125
USD
TD Bank, NA

4.152%
3/15/2019
4.125%
at 0.000 pts
45 day lock rate
Est payment: $1,453.95
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.551
4.500
USD
Citizens Bank, NA

4.551%
3/15/2019
4.500%
at 0.125 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.550
4.500
USD
Fulton Bank, NA

4.550%
3/19/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





The Milford Bank is also advertising Special Programs mortgage rates including tehir “First Time Buyer” mortgage loan. The current 30 year mortgage rate for the first time home buyer program is 5.125 percent with zero mortgage discount points. 30 year first time home buyer rates are also available at 4.875 percent with 1 mortgage point or 4.625 percent with 2 mortgage points. These are all good deals now that 30 year conforming interest rates are above 5.00 percent.

The Milford Bank is also advertising their “Biweekly Pay” mortgages. The current bi-weekly pay 30 year mortgage rate is 5.375 percent with zero mortgage points. Bi-weekly pay mortgage rates and also available at 5.125 percent with 1 mortgage point and 4.875 percent with 2 mortgage points.

Frankly you would be better off just getting a 30 year mortgage at the lower rate and making two extra mortgage payments a year which will be the same as the bi-weekly payment plan.

Mortgage Rates The Milford Bank


Fixed Conforming Mortgage Rates and Conforming Refinance Rates with Zero Mortgage Discount Points




  • 30 Year Mortgage Rates 5.25%


  • 20 Year Mortgage Rates 5.125%


  • 15 Year Mortgage Rates 4.50%


  • 10 Year Mortgage Rates 4.15%


Adjustable Mortgage Rates and Adjustable Refinance Rates with Zero Mortgage Discount Points



  • 3/1 Year Mortgage Rates 5.125%

  • 5/1 Year Mortgage Rates 5.25%

  • 7/1 Year Mortgage Rates 5.375%


Fixed rates and adjustable rates are also available in different rates and discount point combinations. For a list of current mortgage rates and refinance rates at The Milford Bank visit milfordbank.com.
Author: Monica Harris
February 18th, 2011