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Mortgage Rates on 30 Year Loans as Low as 2.75 Percent
 

Mortgage Rates on 30 Year Loans as Low as 2.75 Percent

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We reported yesterday that average 30 year mortgage rates on 30 year conforming loans are at 3.39 percent. There are many lenders on our rate tables right now offering 30 year mortgage rates well below the average 30 year rate. Depending on where you live in the United States, you can find lenders offering 30 year mortgage rates today as low as 2.75 percent on our rate lists. One of the lowest 30 year mortgage refinance rates on our list is from Compass Home Lending.

Compass home Lending is listed on our California rates table offering 30 year mortgage rates at an incredibly low rate of 2.75 percent with 1.75 mortgage points. That has to be one of the lowest 30 year rates available from any lender. Other lenders on our 30 year CA rate table offering rates below the average include Aimloan.com offering rates at 2.875 percent with 1.872 mortgage points. The lowest 30 year rate on our list without points is from Absolute Mortgage at 2.99 percent with zero points!

Average 15 year conforming mortgage rates currently are at 2.80 percent, which is down from yesterday's average 15 year mortgage rate of 2.83 percent. On our 15 year mortgage refinance rates list in Texas we have many lenders listed offering rates well below the average with points and without points.

The lowest refinance rate and point combination on our Texas refinance rates list is from Texaslending.com at 2.375 percent with no points. We also have Amerisave offering 15 year refinancing rates at 2.375 percent with 1.458 points and two more lenders, Round Point Mortgage and Residential Finance Corporation offering 15 year rates at 2.375 percent with 2 points.

30 year jumbo mortgage rates today are averaging 4.08 percent, a slight decline from yesterday's average 30 year jumbo mortgage rate of 4.09 percent. Right now on our 30 year jumbo mortgage rates list for Florida we have EverBank offering 30 year jumbo refi rates at 3.265 percent with 0.70 points, Smarter Mortgages offering 30 year jumbo rates at 3.75 percent with 0.875 points and Citi offering 30 year jumbo rates at 4.125 percent with no points.

Average 15 year jumbo mortgage rates today are at 3.45 percent, down from yesterday's average 15 year jumbo mortgage rate of 3.47 percent. Right now on our 15 year jumbo refinance rates list for the state of Hawaii we have EverBank listed offering 15 year jumbo rates at 2.875 percent with 0.50 points and at 3.125 percent with no points. We also have Mortgage Capital Associates offering 15 year jumbo rates at 3.625 percent with no points.

5 year adjustable mortgage rates current are averaging 3.02 percent, a decline from yesterday's average 5 year adjustable mortgage rate of 3.04 percent. Right now on our 5 year adjustable refinance mortgage rates list for Illinois we have Amerisave offering rates at 1.875 percent with 1.884 points, Round Point Mortgage offering rates at 1.875 percent with 2 points and United Home Loans offering rates at 2.00 percent with 2 points.

Today's mortgage rates on 5 year jumbo loans on are averaging 3.06 percent, down from an average 5 year jumbo adjustable rate of 3.09 percent. The lowest rates on our 5 year jumbo adjustable rate list for Maryland we have EverBank listed offering rates at 2.375 percent with 0.99 points, WCS Lending offering 5 year jumbo refi rates at 2.625 percent with zero points and Emery Federal Credit Union also offering 5 year jumbo rates at 2.625 percent with zero points.

Feel free to search and compare mortgage rates or refinance rates in your state to get the lowest rates around. We do NOT require you to fill out any forms or provide any personal information to see a list of rates.

Author: Stacy Everest
November 2nd, 2012