web statistics
Lowest 15 Year Mortgage Rates Down to 2.50%
 

Lowest 15 Year Mortgage Rates Down to 2.50%

RSS
Follow by Email
Facebook
Google+
Twitter

Mortgage rates were supposed to move higher in 2015 but that hasn't happened. In fact, we are seeing mortgage rates decline towards lows set in early 2013. The lowest 15 year rates on our rate table back in 2013 were at 2.25 percent. Right now the lowest rate is 2.625 percent.

Earlier this week 10 year bond yields fell back below 2.00 percent, which will lead to even lower mortgage rates in the coming days. We might see some lenders lower 15 year rates to 2.25 percent if 10 year bond yields continue to fall. Below are the lowest quoted mortgage rates listed by state from lenders on our rate tables.

Connecticut Mortgage Rates

  • 30 Year - LenderFi 3.375% with 1.10 points
  • 20 Year - LenderFi 3.25% with 0.10 points
  • 15 Year - LenderFi 2.625% with 1.10 points
  • 10 Year - LenderFi 2.375% with 1.10 points
  • 5 Year ARM - LenderFi 2.25% with 0.10 points
  • 30 Year Jumbo - First Internet Bank  3.375% with 0.949 points
  • 15 Year Jumbo - Sebonic Financial 3.00% with 1 point
  • 5 Year Jumbo ARM - LenderFi 2.625% with 1.10 points

Maryland Mortgage Rates

  • 30 Year - LenderFi 3.375% with 1.10 points
  • 20 Year - LenderFi 3.25% with 0.10 points
  • 15 Year - Sebonic Financial 2.50% with 2 points
  • 10 Year - LenderFi 2.375% with 1.10 points
  • 5 Year ARM - LenderFi 2.25% with 0.10 points
  • 30 Year Jumbo - First Internet Bank  3.375% with 0.949 points
  • 15 Year Jumbo - Amalgamated Bank 3.00% with no points
  • 5 Year Jumbo ARM - Watermark Home Loans 2.625% with 0 points

Texas Mortgage Rates

  • 30 Year - LenderFi 3.375% with 1.10 points
  • 20 Year - LenderFi 3.25% with 0.10 points
  • 15 Year - Sebonic Financial 2.50% with 2 points
  • 10 Year - LenderFi 2.375% with 1.10 points
  • 5 Year ARM - LenderFi 2.25% with 0.10 points
  • 30 Year Jumbo - First Internet Bank  3.375% with 0.949 points
  • 15 Year Jumbo - Randolph-Brooks Federal Credit Union 2.875% with 1 point
  • 5 Year Jumbo ARM - Security Service Federal Credit Union 2.625% with no points

As you can see some lenders are offering the lowest rates in more than one state. To view a list of lenders quoting rates in your state search our rate lists at Mortgage Rates by State.

 


Author: Brian McKay
October 15th, 2015