Eastern New York Federal Credit Union Mortgage Rates and Refinance Rates

Eastern New York Federal Credit Union based in Napanoch, New York, is advertising very competitive mortgage rates and refinance rates. Eastern New York Federal Credit Union's advertised interest rates include fixed mortgage rates, fixed refinance rates, adjustable mortgage rates and adjustable refinance rates. Eastern New York Federal Credit Union's interest rates are some of the lowest mortgage rates available in New York state.

Eastern New York Federal Credit Union's fixed rate mortgages and refinance rates include 30 year mortgage rates, 30 year refinance rates, 20 year mortgage rates, 20 year refinance rates, 15 year mortgage rates, 15 year refinance rates, 10 year mortgage rates and 10 year refinance rates.

Loan Type
Purchase    Refinance
Location
State/City    Zip Code
Loan Amt Points FICO % Down
  
$
30 yr fixed refi in 23223, All points, Credit score: 740+     Sort by:
Lender
APR
Rate
Cost & Fees
Notes
 
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
9.299
9.125
USD
at 0.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $4,271
Thank you for your inquiry, we will be in touch shortly. 
 
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30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
3.889
3.865
USD
at 0.000 pts
30 day lock rate
Est payment: $1,409.00
Fees in APR: $857
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
30 yr fixed Mortgage Loan from Sebonic Financial
Sebonic Financial
https://www.brimg.net/system/img/inst/8420_logo.gif
300000
Refinance
9.508
9.125
USD
at 1.100 pts
30 day lock rate
Est payment: $2,440.90
Fees in APR: $6,605
Thank you for your inquiry, we will be in touch shortly. 
 
Next button
30 yr fixed mtg refi Mortgage Loan from Northwest Federal Credit Union
Northwest Federal Credit Union
300000
Refinance
4.326
4.250
USD
Northwest Federal Credit Union

4.326%
3/20/2019
4.250%
at 0.875 pts
45 day lock rate
Est payment: $1,475.82
Fees in APR: $79
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of Oak Ridge
Bank of Oak Ridge
300000
Refinance
4.225
4.180
USD
Bank of Oak Ridge

4.225%
3/21/2019
4.180%
at 0.250 pts
60 day lock rate
Est payment: $1,463.55
Fees in APR: $853
 
 
30 yr fixed mtg refi Mortgage Loan from Santander Bank, N.A.
Santander Bank, N.A.
300000
Refinance
4.432
4.375
USD
Santander Bank, N.A.

4.432%
3/22/2019
4.375%
at 0.000 pts
60 day lock rate
Est payment: $1,497.86
Fees in APR: $2,004
 
 
30 yr fixed mtg refi Mortgage Loan from State Department Federal Credit Union
State Department Federal Credit Union
300000
Refinance
4.557
4.500
USD
State Department Federal Credit Union

4.557%
3/18/2019
4.500%
at 0.000 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $2,000
 
 
30 yr fixed mtg refi Mortgage Loan from LincolnWay Community Bank
LincolnWay Community Bank
300000
Refinance
4.280
4.250
USD
LincolnWay Community Bank

4.280%
3/19/2019
4.250%
at 0.000 pts
30 day lock rate
Est payment: $1,475.82
Fees in APR: $1,085
 
 
30 yr fixed mtg refi Mortgage Loan from Apple Federal Credit Union
Apple Federal Credit Union
300000
Refinance
4.345
4.250
USD
Apple Federal Credit Union

4.345%
3/20/2019
4.250%
at 1.000 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $352
 
 
30 yr fixed mtg refi Mortgage Loan from Bank of America
Bank of America
300000
Refinance
4.321
4.250
USD
Bank of America

4.321%
3/20/2019
4.250%
at 0.415 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,289
 
 
30 yr fixed mtg refi Mortgage Loan from TD Bank, NA
TD Bank, NA
300000
Refinance
4.027
4.000
USD
TD Bank, NA

4.027%
3/22/2019
4.000%
at 0.000 pts
45 day lock rate
Est payment: $1,432.25
Fees in APR: $982
 
 
30 yr fixed mtg refi Mortgage Loan from Citizens Bank, NA
Citizens Bank, NA
300000
Refinance
4.321
4.250
USD
Citizens Bank, NA

4.321%
3/22/2019
4.250%
at 0.375 pts
60 day lock rate
Est payment: $1,475.82
Fees in APR: $1,408
 
 
30 yr fixed mtg refi Mortgage Loan from Raymond James Bank, NA
Raymond James Bank, NA
300000
Refinance
4.537
4.500
USD
Raymond James Bank, NA

4.537%
3/19/2019
4.500%
at 0.000 pts
45 day lock rate
Est payment: $1,520.06
Fees in APR: $1,299
 
 
30 yr fixed mtg refi Mortgage Loan from Virginia Credit Union
Virginia Credit Union
300000
Refinance
4.432
4.375
USD
Virginia Credit Union

4.432%
3/19/2019
4.375%
at 0.125 pts
45 day lock rate
Est payment: $1,497.86
Fees in APR: $1,650
 
 
30 yr fixed mtg refi Mortgage Loan from Fulton Bank, NA
Fulton Bank, NA
300000
Refinance
4.550
4.500
USD
Fulton Bank, NA

4.550%
3/19/2019
4.500%
at 0.250 pts
60 day lock rate
Est payment: $1,520.06
Fees in APR: $1,007
 
 

Mortage Data Provided by Bankrate.com Many lenders have different rates on their own Websites than those posted on Bankrate.com. In order to get the Bankrate.com rate, please identify yourself as a Bankrate.com customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the lender you choose, please click here.

The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.





Eastern New York Federal Credit Union's advertised adjustable rate mortgages and adjustable refinance rates include 1 year adjustable mortgage rates, 1 year adjustable refinance rates, 3 year adjustable mortgage rates, 3 year adjustable refinance rates, 5 year adjustable mortgage rates, 5 year adjustable refinancing rates, 6 year adjustable mortgage rates, 6 year adjustable refi rates, 10 year adjustable mortgage rates and 10 year adjustable refinance rates.

Adjustable mortgage loans and adjustable refinance loans are amortized over 30 years and 40 years. You can also track Eastern New York Federal Credit Union's mortgage rates and refi rates by signing up for the credit union's rate watch. All rates listed below are with zero mortgage discount points.

Mortgage Rates and Refinance Rates Eastern New York Federal Credit Union


Fixed Mortgage Rates and Fixed Refinance Rates


30 Year 5.125%
20 Year 4.8755
15 Year 4.375%
10 Year 3.875%

Adjustable Mortgage Rates and Adjustable Refinance Rates


1/1/30 Year 3.625%    
1/1/40 Year 4.625%
3/1/30 Year 4.00%  
3/1/40 Year 4.75%
5/1/30 Year 4.125%
5/1/40 Year 4.875%  
6/2/30 Year 4.875%    
6/2/40 Year 5.00%  
10/1/30 Year 4.375%
10/1/40 Year 5.125%  

As with any credit union you will have to join Eastern New York Federal Credit Union to apply for a mortgage loan. Information about joining and a list of the credit union's current mortgage rates can be found at enyfcu.org.
Author: James Martin
March 9th, 2011