Competitive Mortgage Rates from Capital One, N.A.
Current mortgage rates at Capital One, N.A., (NMLS ID 453156) are very competitive. Capital One's mortgage rates are competitive for both fixed and adjustable loans for amounts. Loan amounts are available for up to $2.5 million. Depending on the borrower's circumstances, the debt-to-income ratio (DTI)* on a Capital One mortgage can be as high as 50 percent. Most lenders have a DTI max of 43 to 45 percent.
*Debt-to-income ratio is how much of your monthly income (before taxes) goes towards paying off your debt. Your monthly mortgage payment with taxes and insurance is included in the calculation. Payments also include credit card payments, car loan payments, student loan payments, child support payments, alimony payments and any payments related to legal judgments.
Listed below are Capital One mortgage rates quoted on March 7, 2016. These quoted rates are for a loan-to-value (LTV) of 60 percent.
Capital One Mortgage Rates
Mortgage Loans up to $417,000
Mortgage Loans $417,001 to $625,500
Mortgage Loans $625,500 to $2,500,000
To see how Capital One mortgage rates compare with other lender's rates, search our mortgage rate lists.
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