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Mortgage Rates| Compare Current Mortgage Rates TodaySearch for today's mortgage rates for home loans to buy a home or refinance a mortgage. You can compare rates today from several lenders by searching in your state below. The current mortgage rates displayed are for a refinance loan in the amount of $250,000. Change the search form to get your own mortgage loan quotes from several different lenders without providing any personal information. When comparing rates you will also see the annual percentage rate (APR) which is higher than the interest rate because fees and points are calculated into the rate. Your FICO score and the down payment on a home purchase or percent equity in your home on a refinance will also determine the rates you are quoted. Mortgage Rates Updated Fri Jan 18, 2019
Lender
APR
Rate
Cost & Fees
Notes
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Santander Bank, N.A. 4.683%
1/18/2019
4.625%
at 0.000 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $2,004
Fulton Bank, NA 4.697%
1/15/2019
4.625%
at 0.500 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $1,007
Apple Federal Credit Union 4.596%
1/16/2019
4.500%
at 1.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $352
Bank of America 4.341%
1/16/2019
4.250%
at 0.644 pts
60 day lock rate Est payment: $1,475.82
Fees in APR: $1,289
Virginia Credit Union 4.579%
1/15/2019
4.500%
at 0.375 pts
45 day lock rate Est payment: $1,520.06
Fees in APR: $1,650
State Department Federal Credit Union 4.557%
1/14/2019
4.500%
at 0.000 pts
60 day lock rate Est payment: $1,520.06
Fees in APR: $2,000
LincolnWay Community Bank 4.406%
1/15/2019
4.375%
at 0.000 pts
30 day lock rate Est payment: $1,497.86
Fees in APR: $1,085
Bank of Oak Ridge 4.420%
1/17/2019
4.375%
at 0.250 pts
60 day lock rate Est payment: $1,497.86
Fees in APR: $853
Northwest Federal Credit Union 4.692%
1/17/2019
4.625%
at 0.750 pts
45 day lock rate Est payment: $1,542.42
Fees in APR: $79
Citizens Bank, NA 4.687%
1/18/2019
4.625%
at 0.250 pts
60 day lock rate Est payment: $1,542.42
Fees in APR: $1,408
The rates above were collected by Bankrate.com on the dates specified. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for Bankrate.com quotes. For criteria used in surveys of rates above, click here. These quotes are from banks, thrifts, and brokers, some of whom have paid for a link to their own Web site, where you can find additional information.
Today’s mortgage rates on 30 year jumbo loans are averaging 4.44 percent, down from an average 30 year jumbo rate of 4.48 percent last week. 15 year jumbo mortgage rates declined from last week’s average rate of 4.18 percent to averaging 4.13 percent. 5 year jumbo adjustable mortgage rates are averaging 3.89 percent, down from 3.93 percent. To get the best deal on a home loan compare mortgage rates today.
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RatesORama.com Average Mortgage Rates
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Average mortgage rates, which have been in a downtrend since September 2018, continued to move lower during the first week of 2019. The average 30 year conventional mortgage rate is currently at 4.60 percent, down from an average 30 year rate of 4.67 percent last week. 15 year mortgage rates today are averaging 3.77 percent, a decline from the prior week’s average rate of 3.82 percent. 5 year conforming adjustable rates are averaging 4.00 percent, down from 4.05 percent.
Santander Bank mortgage rates are competitive right now and best of all these mortgage rates have no fees. 30 year mortgage rates today at Santander Bank are at 4.75 percent. Today’s 15 year mortgage rates from Santander Bank are at 4.125 percent. To get the best deal on a home loan compare other lender’s rates with Santander Bank mortgage rates.
Jumbo 
AimLoan mortgage rates are really competitive right now and might be the best mortgage rates available in some states. Current 30 year mortgage rates at AimLoan are quoted at 4.25 percent with only 0.10 mortgage points. Today’s mortgage rates from AimLoan on 15 year conforming loans are at 3.375 percent with 1.10 points. 5 year conforming adjustable mortgage rates from AimLoan are currently at 3.25 percent with 1.10 points. To get the best deal one a home loan compare other lenders 
The best mortgage rates available in December 2018 just got better as mortgage rates moved lower. Since the beginning of December mortgage rates have been moving lower and rates just made a new low for December. Today’s 30 year conforming mortgage rates are at 3.99 percent with 1.10 mortgage points from Sebonic. The lowest 30 year jumbo mortgage rate today is at 4.00 percent with 1.10 points from CIT Bank. 15 year conforming mortgage rates are at 3.24 percent with .10 points from better mortgage. The lowest 15 year jumbo mortgage rates are at 3.625 with 1.10 points. These mortgage rates all hit new lows for the month of December. See where current mortgage rates are to get the best rate.