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Synchrony Bank Tops Our 1 Year Bank CD Rates List at 1.23% APY
 

Synchrony Bank Tops Our 1 Year Bank CD Rates List at 1.23% APY

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Synchrony Bank, which had one of the best 1 year CD rates, recently increased their rate again. Synchrony Bank 1 year CD rates are now at 1.22 percent with an APY of 1.23 percent, up from 1.19 percent with an APY of 1.20 percent. Synchrony Bank's rate beats the old top CD rate held by Bank Direct by 2 basis points.

When a bank or credit union increases their rates we provide a list of all their current rates. Listed below are all of Synchrony Bank's My Optimizer Plus CD rates.

CD Deposit Amount $2,000 to $14,999

  • 3 Month APY 0.27%

  • 6 Month APY 0.41%

  • 9 Month APY 0.45%

  • 12 Month APY 1.23%

  • 18 Month APY 1.25%

  • 24 Month APY 1.35%

  • 36 Month APY 1.50%

  • 48 Month APY 1.70%

  • 60 Month APY 2.20%


CD Deposit Amount $15,000 to $24,999

  • 3 Month APY 0.32%

  • 6 Month APY 0.50%

  • 9 Month APY 0.60%

  • 12 Month APY 1.23%

  • 18 Month APY 1.25%

  • 24 Month APY 1.35%

  • 36 Month APY 1.50%

  • 48 Month APY 1.70%

  • 60 Month APY 2.20%


CD Deposit Amount $25,000 to $49,999

  • 3 Month APY 0.32%

  • 6 Month APY 0.60%

  • 9 Month APY 0.65%

  • 12 Month APY 1.23%

  • 18 Month APY 1.25%

  • 24 Month APY 1.35%

  • 36 Month APY 1.50%

  • 48 Month APY 1.75%

  • 60 Month APY 2.25%


CD Deposit Amount $50,000 to $99,999

  • 3 Month APY 0.32%

  • 6 Month APY 0.50%

  • 9 Month APY 0.60%

  • 12 Month APY 1.23%

  • 18 Month APY 1.25%

  • 24 Month APY 1.35%

  • 36 Month APY 1.50%

  • 48 Month APY 1.70%

  • 60 Month APY 2.20%


CD Deposit Amount $1000,000 and Higher (Jumbo)

  • 3 Month APY 0.32%

  • 6 Month APY 0.50%

  • 9 Month APY 0.60%

  • 12 Month APY 1.23%

  • 18 Month APY 1.25%

  • 24 Month APY 1.40%

  • 36 Month APY 1.60%

  • 48 Month APY 1.70%

  • 60 Month APY 2.20%


You can see how CD rates at Synchrony Bank compare to other bank CD rates by checking our rate lists: Bank CD Rates

 
Author: Brian McKay
April 13th, 2015