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Longer Term Bank CD Rates This Week February 13, 2013 - CD Rates - Search for CD Rates Today
 

Longer Term Bank CD Rates This Week February 13, 2013

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Bank CD rates remain stable this week and there were no major changes in average CD rates or the best CD rates available. There is hope that interest rates on all types of bank accounts will move higher in late 2013 or early 2014, which will be welcome news for those who rely on income from interest bearing assets.

This week's average CD rates at banks on 5 year certificates of deposit remain unchanged at 0.81 percent, 5 year jumbo CD rates also remain unchanged at 0.82 percent. The highest CD rates on 5 year certificates of deposit right now on our rate list are at 1.78 percent with an APY of 1.80 percent, more than twice the national average rate. Here are the top 5 CD rates and 5 year jumbo CD rates this week:

Regular 5 Year CD Rates

  1. Nationwide Bank CD Rate 1.78% APY 1.80%

  2. Home Savings Bank CD Rate 1.73% APY 1.75%

  3. EverBank CD Rate 1.64% APY 1.65%

  4. E-Loan CD Rate 1.60% APY 1.61%

  5. Bank of Internet CD Rate 1.59% APY 1.60%


Jumbo 5 Year CD Rates

  1. CIT Bank Jumbo CD Rate 1.83% APY 1.85%

  2. Nationwide Bank Jumbo CD Rate 1.83% APY 1.85%

  3. Home Savings Bank Jumbo CD Rate 1.73% APY 1.75%

  4. E-Loan Jumbo CD Rate 1.60% APY 1.61%

  5. Bank of Internet Jumbo CD Rate 1.59% APY 1.60%


Average 4 year CD interest rates this week are at 0.62 percent, unchanged from last week's average 4 year rate. Average 4 year jumbo rates are also unchanged at 0.64 percent. The highest 4 year rates on our list this week are at 1.55 percent and the highest 4 year jumbo CD interest rates are at 1.60 percent. Here is a list of banks offering the best 4 year rates and best 4 year jumbo rates this week:

Regular 4 Year CD Rates

  1. Nationwide Bank Rates 1.55% APY 1.56%

  2. ableBanking CD Rates 1.54% APY 1.55%

  3. Doral Bank CD Rates 1.36% APY 1.37%

  4. Intervest National Bank Rates 1.36% APY 1.37%

  5. Virtual Bank CD Rates 1.35% APY 1.36%


Jumbo 4 Year CD Rates

  1. Nationwide Bank Jumbo Rates 1.60% APY 1.61%

  2. ableBanking Jumbo CD Rates 1.54% APY 1.55%

  3. Doral Bank CD Rates 1.36% APY 1.37%

  4. Intervest National Bank Jumbo CD Rates 1.36% APY 1.37%

  5. Virtual Bank Jumbo CD Rates 1.35% APY 1.36%


Moving on to shorter term rates, we find average 3 year CD rates this week are at 0.50 percent and average 3 year jumbo rates are at 0.52 percent, both unchanged from last week's average rates. The best CD rates on our 3 year rate list this week are at 1.30 percent and the best 3 year jumbo CD rates are at 1.34 percent. Here is a list banks offering the top 3 year rates this week:

Regular 3 Year CD Rates

  1. Virtual Bank Rates 1.30% APY 1.31%

  2. CIT Bank CD Rates 1.29% APY 1.30%

  3. California First National Bank Rates 1.24% APY 1.25%

  4. Doral Bank CD Rates 1.24% APY 1.25%

  5. ableBanking CD Rates 1.24% APY 1.25%


Jumbo 3 Year CD Rates

  1. CIT Bank Jumbo CD Interest Rates 1.34% APY 1.35%

  2. Virtual Bank Jumbo Rates 1.30% APY 1.31%

  3. California First National Bank Jumbo Rates 1.24% APY 1.25%

  4. Doral Bank Jumbo CD Rates 1.24% APY 1.25%

  5. ableBanking Jumbo CD Rates 1.24% APY 1.25%


We list the highest rates available for all certificate of deposit terms, from 1 month to 5 years, search our database to maximize the amount of interest you can earn on your CD investments.

Author: Monica Harris
February 14th, 2013