Longer Term Bank CD Rates This Week February 13, 2013
CD rates remain stable this week and there were no major changes in average CD rates or the best CD rates available. There is hope that interest rates on all types of bank accounts will move higher in late 2013 or early 2014, which will be welcome news for those who rely on income from interest bearing assets.
This week's average CD rates at banks on 5 year certificates of deposit remain unchanged at 0.81 percent, 5 year jumbo CD rates also remain unchanged at 0.82 percent. The highest CD rates on 5 year certificates of deposit right now on our rate list are at 1.78 percent with an APY of 1.80 percent, more than twice the national average rate. Here are the top 5 CD rates and 5 year jumbo CD rates this week:
Regular 5 Year CD Rates
Jumbo 5 Year CD Rates
Average 4 year CD interest rates this week are at 0.62 percent, unchanged from last week's average 4 year rate. Average 4 year jumbo rates are also unchanged at 0.64 percent. The highest 4 year rates on our list this week are at 1.55 percent and the highest 4 year jumbo CD interest rates are at 1.60 percent. Here is a list of banks offering the best 4 year rates and best 4 year jumbo rates this week:
Regular 4 Year CD Rates
Jumbo 4 Year CD Rates
Moving on to shorter term rates, we find average 3 year CD rates this week are at 0.50 percent and average 3 year jumbo rates are at 0.52 percent, both unchanged from last week's average rates. The best CD rates on our 3 year rate list this week are at 1.30 percent and the best 3 year jumbo CD rates are at 1.34 percent. Here is a list banks offering the top 3 year rates this week:
Regular 3 Year CD Rates
Jumbo 3 Year CD Rates
We list the highest rates available for all certificate of deposit terms, from 1 month to 5 years, search our database to maximize the amount of interest you can earn on your CD investments.
RatesORama.com Average Mortgage Rates