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CD Rates on 2 Year CDs: Best CD Rates at 1.25%
 

CD Rates on 2 Year CDs: Best CD Rates at 1.25%

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I remember just a few years ago when 2 year CD rates were above 5.00 percent now you can't find 2 year CD rates at banks above 2.00 percent. The FDIC's national average rate is even more pathetic for 2 year certificates of deposit.

The current FDIC national average is a paltry 0.45 percent. Jumbo CD rates aren't much higher when it comes to the national average. Current jumbo bank CD rates are averaging 0.47 percent. Thankfully there are bank CD rates in our rate database considerably higher than the average CD bank rates.

The best CD rates on 2 year certificates of deposit on our rate list is from two different banks. CIT Bank CD rates and Astoria Federal Savings Bank CD rates are both at 1.24 percent with an APY of 1.25 percent. Almost three times the FDIC's national average.

Another Bank that is currently offering 24 month CD rates almost three times the national average is ableBanking. The bank is a division of Northeast Bank and is offering 24 month CD rates at 1.19 percent with an APY of 1.20 percent.

Best 2 year CD Rates



  • CIT Bank CD Rates 1.24% APY 1.25%

  • Astoria Federal Savings Bank CD Rates 1.24% APY 1.25%

  • AbleBanking CD rates at Banks 1.19% APY 1.20%

  • The National Republic Bank of Chicago Rates 1.15% APY 1.16%

  • Discover Bank CD Rates 1.14% APY 1.15%

  • Doral Bank CD Interest Rates 1.14% APY 1.15%

  • Ally Bank CD Rates 1.13% APY 1.14%


There are many more bank CD rates in our database that have rates well above the national average. You can search for and compare the highest CD rates from many different banks by searching our rate lists for your state.

Author: James Martin
August 3rd, 2012