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USAA Federal Savings Bank CD Rates
 

USAA Federal Savings Bank CD Rates

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USAA Federal Savings Bankis offering many different types of certificate of deposit account that have competitive CD Rates. The interesting thing is USAA Bank is offering traditional fixed rate CDs along with adjustable rate CDs and variable rate CDs. While the bank CD rates at USAA aren't the highest CD rates around the rates are competitive.

In addition to offering these different types of CD accounts the bank is also offering more CD terms than most banks. Fixed rate CDs are available with terms as short as 30 days and as long as 7 years.

The best CD rates are on the bank's super jumbo CDs. The bank also offers standard CDs and jumbo CDs. Naturally the best CD rate is on the super jumbo 7 year CD which has a super jumbo CD APY of 1.86 percent. The minimum opening deposit for a super jumbo CD is $175,000.

USAA Bank CD Rates


Standard Fixed Rate APY (Account Balances of $1,000 to $94,999)

  • 91 days 0.35%

  • 182 days 0.61%

  • 7 months 0.66%

  • 270 days 0.76%

  • 1 year 0.86%

  • 15 months 0.90%

  • 18 months 0.95%

  • 2 years 1.10%

  • 30 months 1.20%

  • 3 years 1.31%

  • 4 years 1.50%

  • 5 years 1.66%

  • 7 years 1.75%


Jumbo Fixed Rate APY (Account Balances of $95,000 to $174,999)

  • 30 days 0.34%

  • 91 days 0.40%

  • 120 days 0.50%

  • 150 days 0.55%

  • 182 days 0.71%

  • 7 months 0.76%

  • 270 days 0.86%

  • 1 year 0.95%

  • 15 months 0.95%

  • 18 months 1.00%

  • 2 years 1.15%

  • 30 months 1.25%

  • 3 years 1.36%

  • 4 years 1.55%

  • 5 years 1.71%

  • 7 years 1.80%


Super Jumbo Fixed Rate APY (Account Balances of $175,000+)

  • 30 days 0.39%

  • 91 days 0.45%

  • 120 0.55%

  • 150 days 0.60%

  • 182 days 0.76%

  • 7 months 0.81%

  • 270 days 0.91%

  • 1 year 1.00%

  • 15 months 1.00%

  • 18 months 1.06%

  • 2 years 1.20%

  • 30 months 1.30%

  • 3 years 1.41%

  • 4 years 1.60%

  • 5 years 1.76%

  • 7 years 1.86%


Adjustable Stardard CD Rates APY (Account Balances of $1,000 to $94,999)

  • 3 years 0.32%

  • 4 years 0.51%

  • 5 years 0.68%

  • 7 years 0.77%


Adjustable Jumbo CD Rates APY (Account Balances of $95,000 to $174,999)

  • 3 years 0.37%

  • 4 years 0.56%

  • 5 years 0.73%

  • 7 years 0.82%


Adjustable Super Jumbo CD Rates APY (Account Balances of $175,000+)

  • 3 years 0.42%

  • 4 years 0.61%

  • 5 years 0.78%

  • 7 years 0.87%


Variable CD Rates APY (Account Balances of $250+)

  • 182 days 0.56%

  • 1 year 0.71%


As you can see the highest CD interest rates are on fixed CDs. Again, these rates might not be the top CD rates at banks but the rates are considerably higher than the national average rates available.

Author: Monica Harris
June 21st, 2012