Synchrony Bank Lowers 4 Year CD Rates

Despite the recent decrease, 4 year CD rates at Synchrony Bank are still very competitive. Synchrony Bank has lowered their regular and jumbo 4 year certificate of deposit rates. 4 year regular and jumbo CD rates were lowered to 1.63 percent with a yield of 1.65 percent. Rates were lowered from 1.73 percent with a yield of 1.75 percent.

Synchrony Bank is the largest provider of credit cards in the U.S., based on purchase volume and receivables based on a 2014 Nilson Report.

In addition to a 4 year certificate of deposit, Synchrony Bank offers CD accounts in terms of 3 months to 5 years. Synchrony Bank's CD rates are tiered with the highest rates on deposits of more than $25,000. Below is a complete list of current CD rates at Synchrony Bank.

CD Rates at Synchrony Bank

CD Rates and Terms

3 MONTH0.25%0.29%0.29%0.29%0.29%
6 MONTH0.41%0.50%0.60%0.60%0.60%
9 MONTH0.45%0.60%0.65%0.65%0.65%
12 MONTH1.25%1.25%1.25%1.25%1.25%
18 MONTH1.25%1.25%1.25%1.25%1.25%
24 MONTH1.45%1.45%1.45%1.45%1.45%
36 MONTH1.50%1.50%1.50%1.50%1.60%
48 MONTH1.60%1.60%1.65%1.65%1.65%
60 MONTH2.00%2.00%2.05%2.05%2.05%

To see how Synchrony Bank's CD rates compare with other CD rates use our rate list at

Author: Brian McKay
March 11th, 2016