Popular Direct CD Rates

Popular Direct CD RatesPopular Direct CD Rates were recently lowered. 1 year CD rates from Popular Direct were lowered from 2.76 percent with an APY of 2.80 percent to 2.69 percent with an APY of 2.73 percent. 18 month CD rates from Popular Direct were lowered to 2.86 percent with an APY of 2.90 percent, down from 2.91 percent with an APY of 2.95 percent.

5 year CD rates are at 3.49 percent with an APY of 3.55 percent, lowered from 3.55 percent with an APY of 3.60 percent. The minimum opening deposit for all certificates of deposit at Popular Direct is rather high at $10,000. Here is a list of all current CD rates from Popular Direct.




















































Term Interest Rate APY

Popular Direct CD Account Benefits and Features



  • Mobile App: Access your account from your mobile device. You can check account balances, fund new CDs and more

  • Interest Compounds Daily

  • Automatic Renewals at Maturity

  • No minimum balance requirements to avoid a fee

  • Interest compounded daily and credited to your account monthly on the last day of the month


Popular Direct Early Withdrawal Penalties



  • For terms less than 91 days, the fee is 89 days simple interest.

  • For terms equal to or greater than 91 days but less than 12 months, the fee is 120 days simple interest.

  • For terms equal to or greater than 12 months but less than 36 months, the fee is 270 days simple interest.

  • For terms equal to or greater than 36 months but less than 60 months, the fee is 365 days simple interest.

  • For terms equal to or greater than 60 months, the fee is 730 days simple interest.


Compare CD rates at other banks to Popular Direct CD rates today.
Author: Brian McKay
January 26th, 2019