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GPOFCU Share Certificate Rates (CD Rates) 6 Month APY at 0.90%
 

GPOFCU Share Certificate Rates (CD Rates) 6 Month APY at 0.90%

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Government Printing Office Federal Credit Union (GPOFCU), has some of the highest share certificate rates (CD rates) on 6 month certificates. If you never heard of a share certificate which credit unions offer it is the equivalent of a ce48tificate of deposit at a bank.

The current 6 month rate is 0.90 percent with an APY of 0.90 percent. That rate is one of the highest certificate rates at any credit union or highest CD rates at banks around these days. When you compare GPOFCU's 6 month CD rate with the FDIC's national average 6 month CD rate of 0.19 percent it blows it way.

Jumbo CD rates on 6 month share certificates are even higher at GPOFCU. The current 6 month jumbo CD rate is going for 1.00 percent with an APY of 1.00 percent. As 6 month rates go that has to be one of the best CD rates around on a 6 month CD. Current IRA CD rates on 6 month certificates are also at 1.00 percent.

The credit union's other share certificate rates aren't the top CD rates around but they are competitive. Current 12 month CD rates are going for 1.00 percent with an APYof 1.00 percent. Jumbo CD rates are higher at 1.10 percent with an APY of 1.10 percent.

The 12 month IRA CD rate is even better than the regular CD rate and jumbo CD rate. Current IRA certificate of deposit rates on 12 month share certificates are at 1.25 percent with an APY of 1.256 percent. I believe that has to be the best CD rate on a 12 month IRA share certificate.

Share Certificate Rates (CD Rates) at GPOFCU


Regular Share CD Rates

  • 6 Months Rate 0.90% APY 0.90%

  • 12 Months Rate 1.00% APY 1.00%

  • 24 Months Rate 1.25% APY 1.26%

  • 36 Months Rate 1.45% APY 1.46%

  • 48 Months Rate 1.55% APY 1.56%

  • 60 Months Rate 1.75% APY 1.76%


Share Jumbo CD Rates

  • 6 Months Rate 1.00% APY 1.004%

  • 12 Months Rate 1.10% APY 1.105%

  • 24 Months Rate 1.35% APY 1.357%


Share IRA CD Rates

  • 6 Months Rate 1.00% APY 1.004%

  • 12 Months Rate 1.25% APY 1.256%

  • 24 Months Rate 1.50% APY 1.508%

  • 36 Months Rate 1.75% APY 1.762%

  • 48 Months Rate 2.00% APY 2.015%

  • 60 Months Rate 2.25% APY 2.269%


The minimum deposits vary based on the share certificate term and the type of share certificate. All share certificates are insured by the National Credit Union Administration (NCUA) for up to $250,000 per depositor, per account.

As with any credit union there are membership requirements to joining. If you are eligible you can apply online, in person or through the mail, and start saving by opening a share certificate account with a great CD rate. For more information about joining GPOFCU go to: GPOFCU Membership.

Author: Robert Till
June 15th, 2012