web statistics
Current CD Rates at Banks July 21, 2014
 

Current CD Rates at Banks July 21, 2014

RSS
Follow by Email
Facebook
Google+
Twitter
CD rates at banks are starting to move higher as financial institutions move to increase rates to attract deposits. Banks and credit unions are looking to lock in deposits at lower current rates before rates move higher. CD rates are tied to the fed funds rate so when the fed funds rate is increased, CD rates follow higher. The Fed is expected to increase the fed funds rate sometime in 2015.

Listed below are the highest CD rates available on July 21, 2014.

3 Month

  • EverBank Rates 0.45% APY 0.45%

  • AloStar Bank of Commerce Rates  0.45% APY 0.45%

  • Virtual Bank Rates 0.40% APY 0.40%


6 Month

  • Zions Direct Bank CD Rates 1.00% APY 1.00%

  • Doral Direct CD Rates 0.87% APY 0.87%

  • EH National Bank 0.80% APY 0.80%

  • AloStar Bank of Commerce Interest Rate 0.75% APY 0.75%


1 Year

  • Synchrony Bank CD Rates 1.09% APY 1.10%

  • GE Capital Bank 1.09% APY 1.10%

  • EverBank Rate 1.09% APY 1.10%

  • Virtual Bank Interest Rates 1.06% APY 1.07%

  • My e-BAnC by BAC Florida Bank CD Rate 1.05% APY 1.06%


2 Year

  • Virtual Bank Interest Rate 1.25% APY 1.26%

  • Ever Bank CD Rate 1.25% APY 1.26%

  • CIT Bank CD Rates 1.24% APY 1.25%

  • Salem Five Interest Rates 1.24% APY 1.25%

  • GE Capital Bank Rate 1.19% APY 1.20%

  • Synchrony Bank Optimizer Plus CD Rate 1.19% APY 1.20%

  • California First National Bank 1.19% APY 1.20%


3 Year

  • Intervest National Bank 1.44% APY 1.45%

  • Sallie Mae Bank 1.44% APY 1.45%

  • EverBank 1.44% APY 1.45%

  • Virtual Bank 1.35% APY 1.36%

  • Synchrony Bank Optimizer Plus 1.34% APY 1.35%

  • Barclays Bank Rates 1.34% APY 1.35%

  • GE Capital Bank 1.34% APY 1.35%


5 Year

  • Synchrony Bank Optimizer Plus 2.27% APY 2.30%

  • Ever Bank 2.27% APY 2.30%

  • GE Capital Bank 2.27% APY 2.30%

  • Barclays Bank Rate 2.23% APY 2.25%


 

Related Posts:


CD Rates | Best Certificate of Deposit Rates
CD Rates

Author: Brian McKay
July 21st, 2014