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Certificate of Deposit Rate Report July 14, 2015 – Top 1 Year Rate at 1.25 Percent
 

Certificate of Deposit Rate Report July 14, 2015 – Top 1 Year Rate at 1.25 Percent

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Banks and credit unions continue to increase CD rates. E-Loan has increased their 3 year, 4 year and 5 year CD rates and now top our rate lists for those terms. Listed below are the best CD rates and average CD rates report for July 14, 2015.

3 Month Rates

  • California First National Bank Rate 0.60% APY 0.60%

  • First Internet Bank of Indiana Rate 0.45% APY 0.45%

  • AloStar Bank of Commerce Rate 0.40% APY 0.40%

  • Goldwater Bank Rate 0.40% APY 0.40%

  • VirtualBank Rate 0.40% APY 0.40%


6 Month Rates

  • California First National Bank Rate 0.90% APY 0.90%

  • MyCCB Bank Rate 0.85% APY 0.85%

  • AloStar Bank of Commerce Rate 0.80% APY 0.80%

  • My e-BAnC by BAC Florida Bank 0.80% APY 0.80%

  • ableBanking, a division of Northeast Bank 0.80% APY 0.80%

  • Silvergate Bank 0.75% APY 0.75%


9 Month Rates

  • NewDominion Bank Rate 0.89% APY 0.90%

  • AloStar Bank of Commerce Rate 0.80% APY 0.80%

  • Discover Bank Rate 0.70% APY 0.70%

  • VirtualBank Rate 0.70% APY 0.70%

  • giantbank.com 0.70% APY 0.70%

  • GE Capital Bank Rate 0.70% APY 0.70%

  • USAA Rate 0.66% APY 0.66%


1 Year Rates

  • Synchrony Bank Rate 1.24% APY 1.25%

  • CIT Bank Rate 1.24% APY 1.25%

  • Sallie Mae Bank Rate 1.24% APY 1.25%

  • Nordstrom Bank Rate 1.22% APY 1.23%

  • Bank Direct Rate 1.20% APY 1.21%

  • AloStar Bank of Commerce Rate 1.20% APY 1.21%

  • My e-BAnC by BAC Florida Bank Rate 1.19% APY 1.20%

  • Home Savings Bank Rate 1.19% APY 1.20%

  • Colorado FSB Rate 1.19% APY 1.20%


18 Month Rates

  • Synchrony Bank Rate 1.24% APY 1.25%

  • Nordstrom Bank Rate 1.24% APY 1.25%

  • VirtualBank Rate 1.20% APY 1.21%

  • AloStar Bank of Commerce Rate 1.20% APY 1.21%

  • My e-BAnC by BAC Florida Bank Rate 1.19% APY 1.20%

  • First Internet Bank of Indiana Rate 1.15% APY 1.16%

  • Chartway Federal Credit Union Rate 1.10% APY 1.10%

  • Ally Bank Rate 1.09% APY 1.10%

  • Home Savings Bank Rate 1.09% APY 1.10%


2 Year Rates

  • Silvergate Bank Rate 1.51% APY 1.52%

  • Synchrony Bank Rate 1.44% APY 1.45%

  • Pentagon Federal Credit Union Rate 1.40% APY 1.41%

  • AloStar Bank of Commerce Rate 1.39% APY 1.40%

  • CIT Bank Rate 1.39% APY 1.40%

  • iGObanking.com Rate 1.34% APY 1.35%

  • iGObanking.com 1.34% APY 1.35%

  • My e-BAnC by BAC Florida Bank 1.30% APY 1.31%

  • First Internet Bank of Indiana 1.30% APY 1.31%


3 Year Rates

  • E-Loan Rate 1.64% APY 1.65%

  • Sallie Mae Rate 1.59% APY 1.60%

  • First Internet Bank of Indiana Rate 1.50% APY 1.51%

  • Synchrony Bank Rate 1.49% APY 1.50%

  • Lone Star Bank Rate 1.49% APY 1.50%

  • AloStar Bank of Commerce Rate 1.48% APY 1.50%


4 Year Rates

  • E-Loan Rate 1.89% APY 1.91%

  • EverBank Rate 1.85% APY 1.87%

  • Nationwide Bank Rate 1.84% APY 1.86%

  • Barclays Bank Rate 1.83% APY 1.85%

  • CIT Bank Rate 1.80% APY 1.82%

  • Virtual Bank Rate 1.77% APY 1.78%

  • Capital One Rate 1.75% APY 1.76%

  • First Internet Bank of Indiana Rate 1.75% APY 1.76%

  • Discover 1.74% APY 1.76%

  • Synchrony Bank 1.73% APY 1.75%


5 Year Rates

  • E-Loan Rate 2.28% APY 2.31%

  • Synchrony Bank Rate 2.23% APY 2.25%

  • Capital One Rate 2.23% APY 2.25%

  • EverBank Rate 2.18% APY 2.20%

  • First Internet Bank of Indiana 2.15% APY 2.17%


FDIC National Average CD Rates

  • 1 month CD Rate 0.06%

  • 3 month CD Rate 0.08%

  • 6 month CD Rate 0.12%

  • 12 month CD Rate 0.20%

  • 24 month CD Rate 0.34%

  • 36 month CD Rate 0.47%

  • 48 month CD Rate 0.60%

  • 60 month CD Rate 0.78%


Author: Brian McKay
July 14th, 2015