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California First National Bank (CalFirst) Certificate of Deposit Rates

California First National Bank (CalFirst) Certificate of Deposit Rates

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California First National Bank (CalFirst) recently lowered their 2 year certificate of deposit rates. Even though the bank lowered their 2 year rate, it is still higher than most 2 year CD rates available. The CD rate was lowered 5 basis points to 1.24 percent with an APY of 1.25 percent.

If you haven't checked on CD rates the past half dozen years 1.25 percent might seem low. To give you an idea how good the rate is, the FDIC's current 2 year national average CD rate is much lower at 0.34 percent. Listed below are all of CalFirst's CD rates.

CD Rates at CalFirst Bank

  • 3 Month Rate 0.60% APY 0.60%

  • 6 Month Rate 0.85% APY 0.85%

  • 1 Year Rate 1.05% APY 1.06%

  • 2 Year Rate 1.24% APY 1.25%

  • 3 Year Rate 1.34% APY 1.35%

These rates are for regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. The minimum balance for regular CDs is $5,000 and the minimum for IRA CDs is $2,000. You can view all deposit rates at CalFirst Bank on their website: CalFirst Bank Rates.

Author: Brian McKay
March 4th, 2015