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Best CD Rates: Beacon Credit Union Certificate Specials 15 Month Rate at 2.10%

Best CD Rates: Beacon Credit Union Certificate Specials 15 Month Rate at 2.10%

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BEST CD RATES: Beacon Credit Union is offering two Special certificates that have dividend rates that are higher than most equivalent term certificates. The Special certificates are available in terms of 15 months and 34 months.

The current 15 month dividend rate is 1.20% with a dividend yield of 1.21%. That rate is higher than most 18 month certificate rates and CD rates at banks. The FDIC national rate index has average 60 month bank CD rates slightly higher at 1.39%.

Beacon Credit Union's 34 month share certificate rate is currently at 2.10% with a share certificate yield of 2.11%. You probably won't find 36 month CD rates higher than that rate. Savings account rates at Beacon CU are not as high as their share rates. Jumbo savings rates are only at 0.70%. The credit union also offers home loans and today's mortgage rates at the credit union are very good.

Beacon Credit Union Certificate Dividend Rates

6 month certificate $2,500.00 0.80% 0.80%
1 year certificate $2,500.00 0.90% 0.90%
18 month certificate $2,500.00 1.00% 1.01%
2 year certificate $2,500.00 1.20% 1.21%
3 year certificate $2,500.00 1.80% 1.81%
4 year certificate $2,500.00 2.20% 2.21%
5 year certificate $2,500.00 2.70% 2.72%

15 month

certificate special

$10,000 1.20% 1.21%

34 month

certificate special

$10,000 2.10% 2.11%
IRA 18 month certificate $50.00 1.00% 1.00%
IRA 36 month certificate $50.00 1.80% 1.81%
IRA 60 month certificate $50.00 2.70% 2.71%

Beacon CU is also advertising HSA certificates that also have some of the best rates available. HSA certificates are available in terms of 12 months, 36 months and 60 months.

Current 12 month rates are at 1.00% with a yield of 1.00%. 36 month rates are currently at 1.80% with a yield of 1.81%. 60 month rates are at 2.70% with a yield of 2.71%. The 60 month rate is one of the best CD rates available today.

As with any credit union you'll have to join Beacon to open a share certificate. If you live or work in any of these 18 Indiana counties you are eligible to join: Allen, Blackford, Carroll, Cass, DeKalb, Fulton, Grant, Howard, Huntington, Kosciusko, Pulaski, Madison, Marshall, Miami, Steuben, Wabash, White, or Whitley.
Author: James Martin
September 8th, 2011