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Bank Direct CD Rates - 1 Year CD Rate Best Deal at 1.21% APY
 

Bank Direct CD Rates – 1 Year CD Rate Best Deal at 1.21% APY

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Bank Direct, a division of Texas Capital Bank, is offering some of the best CD rates available on their 1 year, 2 year, and 3 year certificates of deposit. When looking at rates and terms, the best overall deal is on 1 year CDs at Bank Direct. The current 1 year CD rate is at 1.20 percent with an APY of 1.21 percent. This rate is more than 6 times the FDIC national average rate of 0.20 percent.

2 year CD rates at Bank Direct are currently at 1.24 percent with an APY of 1.25 percent. The bank's 2 year rate is also much than the FDIC average 2 year rate of 0.34 percent. 3 year rates are offered at 1.44 percent with an APY of 1.45 percent. The FDIC's national average 3 year rate is at 0.47 percent.

Listed below are all of Bank Direct's Current CD Rates

  • 90-Day CD Rate 0.40% APY 0.40%

  • 6 Month CD Rate 0.20% APY 0.20%

  • 12 Month CD Rate 1.21% APY 1.20%

  • 18 Month CD Rate 0.25% APY 0.25%

  • 24 Month CD Rate 1.25% APY 1.24%

  • 30 Month CD Rate 1.15% APY 1.14%

  • 36 Month CD Rate 1.45% APY 1.44%

  • 48 Month CD Rate 0.25% APY 0.25%

  • 60 Month CD Rate 0.25% APY 0.25%


You can compare how these rates stack up with other bank CD rates by checking the rate table: CD Rates

Author: Brian McKay
April 15th, 2015