CD Rates | Find the Best CD Rates Today

Best CD Rates

| RatesORama.com has a List of the Best CD rates Available
Certificates of deposit (CDs) are one of the safest investments available. Make sure to only invest in CD accounts that are insured by the Federal Deposit Insurance Corporation (FDIC). When you invest in a CD your money is locked in a time deposit and you gain access to your funds when the CD matures. You can gain access sooner but you will pay an "early withdrawal penalty" which can be as high as all the interest earned depending on the CD term.
Deposit Terms

Current National CD Rates

Bank
Product
APY
Min Deposit
Disclosures
Sponsored
TD Ameritrade
60 Month CD
4.55%
$1000
NO
USAA Federal Savings Bank
18 Month CD
4.45%
$1000
NO
UBS
48 Month CD
4.40%
$1000
NO
Ally Bank
Member FDIC
6 Month CD
4.40%
$5000
NO
iGobanking.com
48 Month CD
4.25%
$1000
NO
Ameriprise National Trust Bank
24 Month CD
4.20%
$1000
NO
Synchrony Bank
24 Month CD
4.20%
$1
NO
HSBC Advance
6 Month CD
4.00%
$1000
NO
Dollar Savings Direct
6 Month CD
4.00%
$1000
NO
Ally Bank
Member FDIC
60 Month CD
3.90%
$5000
NO
MyBankingDirect.com
12 Month CD
3.50%
$500
NO
Dollar Savings Direct
18 Month CD
3.50%
$1000
NO
VirtualBank
3 Month CD
2.94%
$10000
NO
EmigrantDirect
60 Month CD
2.75%
$1000
NO
Giantbank.com
60 Month CD
2.53%
$2500
NO
Giantbank.com
12 Month CD
2.28%
$2500
NO
OneWest Bank
12 Month CD
1.50%
$5000
NO
AloStar Bank of Commerce
18 Month CD
1.50%
$1000
NO
OneWest Bank
60 Month CD
0.45%
$5000
NO
Synchrony Bank
3 Month CD
0.25%
$1
NO
OneUnited Bank
12 Month CD
0.25%
$500
NO
MyBankingDirect.com
48 Month CD
0.15%
$500
NO
MyBankingDirect.com
60 Month CD
0.15%
$500
NO
iGobanking.com
18 Month CD
0.15%
$1000
NO
Presidential Online Bank
3 Month CD
0.10%
$1000
NO
OneUnited Bank
3 Month CD
0.10%
$1000
NO
Deposit and Retirement Products:

APY’s – Annual Percentage Yields - are based on the highest APY offered for the given deposit amount and below. Rates are subject to change without notice. "Min. Balance" represents the minimum amount to obtain the APY. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. These offers do not represent all deposit accounts available.

Huntington National Bank CD rates are not really competitive right now with the exception of the bank’s 7-month CD rate. The current 7-month CD rate at Huntington National Bank is at 1.24 percent with an APY of 1.25 percent. This 7-month CD rate from Huntington National Bank is higher than many other bank’s 1-year CD rates. The […]

Author: Brian McKay
December 5th, 2019

Popular Direct CD Rates were recently lowered. 1 year CD rates from Popular Direct were lowered from 2.76 percent with an APY of 2.80 percent to 2.69 percent with an APY of 2.73 percent. 18 month CD rates from Popular Direct were lowered to 2.86 percent with an APY of 2.90 percent, down from 2.91 percent with […]

Author: Brian McKay
January 26th, 2019

Short term CD rates from ablebanking jumped higher and the bank now has the best 1 year CD rate and ties for the best 2 year CD rate. Current 1 year CD rates at ablebanking are now at 2.86 percent with an APY of 2.90 percent. Their 2 year CD rates are currently at 3.16 percent […]

Author: Brian McKay
January 4th, 2019

Applied Bank CD rates are rather low these days even when most other banks are increasing CD rates. All regular CD rates at Applied Bank currently have a rate and yield of 0.15 percent. All jumbo CD rates from Applied Bank also have a rate and yield of 0.15 percent. You can certainly find higher CD rates […]

Author: Brian McKay
December 30th, 2018

Quorum Federal Credit Union CD rates are competitive overall and some of the best CD rates available for any credit union. Current 12 month CD rates at Quorum FCU are at 2.60 percent. 18 month CD rates from Quorum are at 2.65 percent. 24 month CD rates from Quorum are at 2.70 percent. 36 month CD rates from Quorum […]

Author: Brian McKay
December 24th, 2018