CD Rates | Find the Best CD Rates Today

Best CD Rates

| RatesORama.com has a List of the Best CD rates Available
Certificates of deposit (CDs) are one of the safest investments available. Make sure to only invest in CD accounts that are insured by the Federal Deposit Insurance Corporation (FDIC). When you invest in a CD your money is locked in a time deposit and you gain access to your funds when the CD matures. You can gain access sooner but you will pay an "early withdrawal penalty" which can be as high as all the interest earned depending on the CD term.

Popular Direct CD RatesPopular Direct CD Rates were recently lowered. 1 year CD rates from Popular Direct were lowered from 2.76 percent with an APY of 2.80 percent to 2.69 percent with an APY of 2.73 percent. 18 month CD rates from Popular Direct were lowered to 2.86 percent with an APY of 2.90 percent, down from 2.91 percent with an APY of 2.95 percent.

5 year CD rates are at 3.49 percent with an APY of 3.55 percent, lowered from 3.55 percent with an APY of 3.60 percent. The minimum opening deposit for all certificates of deposit at Popular Direct is rather high at $10,000. Here is a list of all current CD rates from Popular Direct.

Term Interest Rate APY

Popular Direct CD Account Benefits and Features

  • Mobile App: Access your account from your mobile device. You can check account balances, fund new CDs and more
  • Interest Compounds Daily
  • Automatic Renewals at Maturity
  • No minimum balance requirements to avoid a fee
  • Interest compounded daily and credited to your account monthly on the last day of the month

Popular Direct Early Withdrawal Penalties

  • For terms less than 91 days, the fee is 89 days simple interest.
  • For terms equal to or greater than 91 days but less than 12 months, the fee is 120 days simple interest.
  • For terms equal to or greater than 12 months but less than 36 months, the fee is 270 days simple interest.
  • For terms equal to or greater than 36 months but less than 60 months, the fee is 365 days simple interest.
  • For terms equal to or greater than 60 months, the fee is 730 days simple interest.

Compare CD rates at other banks to Popular Direct CD rates today.

Author: Brian McKay
January 26th, 2019

ablebanking Short Term CD Rates JumpShort term CD rates from ablebanking jumped higher and the bank now has the best 1 year CD rate and ties for the best 2 year CD rate. Current 1 year CD rates at ablebanking are now at 2.86 percent with an APY of 2.90 percent. Their 2 year CD rates are currently at 3.16 percent with an APY of 3.20 percent. See how these high ablebanking CD rates compare with other CD rates at banks below.

Author: Brian McKay
January 4th, 2019

Applied Bank CD RatesApplied Bank CD rates are rather low these days even when most other banks are increasing CD rates. All regular CD rates at Applied Bank currently have a rate and yield of 0.15 percent. All jumbo CD rates from Applied Bank also have a rate and yield of 0.15 percent. You can certainly find higher CD rates from online banks by comparing Applied Bank CD rates with other bank CD rates below.

Author: Brian McKay
December 30th, 2018

Quorum FCU CD RatesQuorum Federal Credit Union CD rates are competitive overall and some of the best CD rates available for any credit union. Current 12 month CD rates at Quorum FCU are at 2.60 percent. 18 month CD rates from Quorum are at 2.65 percent. 24 month CD rates from Quorum are at 2.70 percent. 36 month CD rates from Quorum are at 2.75 percent. 4 year CD rates from Quorum are at 2.80 percent and 5 year rates are at 3.00 percent. See how Quorum FCU CD rates compare with other rates today.

Author: Brian McKay
December 24th, 2018

BankDirect CD Rates Increased OvernightBankDirect CD rates which already were competitive got a big boost overnight. CD rates at BankDirect were increased by almost 50 basis points on CD terms ranging between 6 months and 3 years. Both regular and jumbo CD rates at BankDirect were increased by 0.49 percent. Listed here is a sample of current BankDirect  CD rates. 6 month CD rates from BankDirect were increased from 1.75 percent to 2.25 percent. 1 year CD rates from BankDirect were increased from 2.25 percent to 2.75 percent. See how other CD rates at banks compare with BankDirect CD rates.

Author: Brian McKay
December 21st, 2018