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CD Rates | Compare the Best CD Rates at Banks by Searching our CD Rates List at RatesORama.com
 

CD Rates | Search for CD Rates Today

Search and compare the highest CD rates available locally and nationally using our CD Rate list below. We maintain a list of the best certificate of deposit rates available at local banks, national banks and credit unions. Use our rate list to find the best CD rates available. Our CD database of rates is updated daily since CD interest rates change all the time.
CD Term
Product Type
Search Type
 
Institution
APY
Rate
Min. Deposit
Comments
First Internet Bank of Indiana

  (4 out of 5)
2 yr CD
1.510%
02/09/2016
1.500%
$1,000.00
 
Capital One 360 Bank

  (5 out of 5)
2 yr CD
1.500%
02/09/2016
1.490%
$0.00
 
Live Oak Bank

  (5 out of 5)
2 yr CD
1.500%
02/09/2016
1.490%
$2,500.00
No opening and maintenance fees 
Silvergate Bank

  (4 out of 5)
2 yr CD
1.470%
02/09/2016
1.460%
$25,000.00
 
AloStar Bank of Commerce

  (5 out of 5)
2 yr CD
1.460%
02/09/2016
1.450%
$1,000.00
 
Chartway Federal Credit Union

  (4 out of 5)
2 yr CD
1.460%
02/09/2016
1.450%
$25,000.00
 
Nationwide Bank

  (4 out of 5)
2 yr CD
1.460%
02/09/2016
1.450%
$500.00
Recognized By Bankrate.com For Having Top Tier CD Rates Q3 2015 
California First National Bank

  (5 out of 5)
2 yr CD
1.450%
02/09/2016
1.440%
$5,000.00
 
Colorado Federal Savings Bank

  (3 out of 5)
2 yr CD
1.450%
02/09/2016
1.440%
$5,000.00
 
My e-BAnC by BAC Florida Bank

  (4 out of 5)
2 yr CD
1.410%
02/09/2016
1.400%
$1,500.00
Make sure to check our Jumbo Rates 
Pentagon Federal Credit Union

  (4 out of 5)
2 yr CD
1.410%
02/09/2016
1.400%
$1,000.00
 
Ally Bank

  (4 out of 5)
2 yr CD
1.300%
02/09/2016
1.290%
$0.00
If Our Rate on this CD Goes Up Yours Can Too. Learn More Now. 
Barclays

  (5 out of 5)
2 yr CD
1.300%
02/09/2016
1.290%
$0.00
No Minimum Balance. No Monthly Maintenance Fees. FDIC Insured. 
Discover Bank

  (5 out of 5)
2 yr CD
1.300%
02/09/2016
1.290%
$2,500.00
Rates that consistently beat the competition. Open a CD today! 
VirtualBank

  (4 out of 5)
2 yr CD
1.260%
02/09/2016
1.250%
$10,000.00
FDIC Insured 
giantbank.com

  (4 out of 5)
2 yr CD
1.260%
02/09/2016
1.250%
$2,500.00
 
Salem Five

  (4 out of 5)
2 yr CD
1.250%
02/09/2016
1.240%
$10,000.00
**All deposits FDIC and DIF insured** Apply online/phone today! 
TAB Bank

  (4 out of 5)
2 yr CD
1.200%
02/09/2016
1.200%
$1,000.00
Member FDIC. Great Rates on Savings. 
5 Star Bank

  (4 out of 5)
2 yr CD
1.200%
02/09/2016
1.190%
$1,000.00
 
Home Savings Bank

  (4 out of 5)
2 yr CD
1.200%
02/09/2016
1.190%
$10,000.00
 
Lone Star Bank

  (3 out of 5)
2 yr CD
1.180%
02/09/2016
1.170%
$1,000.00
 
EverBank

  (3 out of 5)
2 yr CD
1.100%
02/09/2016
1.090%
$1,500.00
 
GE Capital Bank

  (4 out of 5)
2 yr CD
1.100%
02/09/2016
1.090%
$500.00
No transaction fees. $500 Minimum Deposit. FDIC Insured. Open Now 
Goldwater Bank

  (3 out of 5)
2 yr CD
1.090%
02/09/2016
1.090%
$5,000.00
 
Presidential Bank, FSB

  (3 out of 5)
2 yr CD
1.100%
02/09/2016
1.090%
$1,000.00
 
EH National Bank

  (2 out of 5)
2 yr CD
1.050%
02/09/2016
1.050%
$10,000.00
 
USAA

  (5 out of 5)
2 yr CD
0.810%
02/09/2016
0.810%
$1,000.00
Competitive rates from USAA. Strong, Stable, FDIC insured. 
ableBanking, a division of Northeast Bank

  (4 out of 5)
2 yr CD
0.700%
02/09/2016
0.700%
$1,000.00
$25 New Customer Gift to give to charity (501c3). FDIC insured. 
Astoria Bank

  (3 out of 5)
2 yr CD
0.650%
02/09/2016
0.650%
$500.00
 
Bangor Savings Bank

  (4 out of 5)
2 yr CD
0.650%
02/09/2016
0.650%
$500.00
 
NewDominion Bank

  (2 out of 5)
2 yr CD
0.650%
02/09/2016
0.640%
$1,000.00
Achieve Rapid Growth Results w/Our Rates! Open Online-Member FDIC 

Data Provided by Bankrate.com Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. Bankrate.com has today's most competitive deposit rates. Additional details.
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There are new lower CD rates at Luana Savings BankCD rates were lowered on both jumbo and jumbo IRA certificates of deposit. The last time rates were changed at Luana Savings Bank was back on December 15, 2015. You can read about those rate changes at Luana Savings Bank Lowers Jumbo CD Rates by 5 Basis Points. Listed below are the most recent CD rate changes.

New CD Rates Luana Savings Bank

Bank Product Rate (New / Old) Yield (New / Old)
Luana Savings Bank 6 month jumbo CD 0.5 / 0.55 0.5 / 0.55
Luana Savings Bank 1 yr jumbo CD 0.65 / 0.70 0.65 / 0.70
Luana Savings Bank 2.5 yr jumbo CD 1.15 / 1.20 1.15 / 1.20
Luana Savings Bank 5 yr jumbo CD 1.6 / 1.65 1.61 / 1.66
Luana Savings Bank 6 month $50K CD 0.45 / 0.5 0.45 / 0.50
Luana Savings Bank 18 month IRA CD 1.00 / 1.05 1.00 / 1.05
Luana Savings Bank 18 month jumbo CD 0.90 / 0.95 0.90 / 0.95
Luana Savings Bank 3 yr jumbo CD 1.25 / 1.30 1.25 / 1.31
Luana Savings Bank 18 month jumbo IRA CD 1.00 / 1.05 1.00 / 1.05
Luana Savings Bank 4 yr jumbo CD 1.50 / 1.55 1.51 / 1.56
Author: Brian McKay

EverBank had very competitive CD rates but recently lowered their rates. Listed below are the most recent EverBank CD rate changes. You can see how EverBank’s new CD rates compare with other CD rates at banks and credit unions by searching our rate lists at RatesORama.com.

Bank Product Rate (New / Old) Yield (New / Old)
EverBank 1 yr CD 1.05 / 1.29 1.06 / 1.30
EverBank 2 yr CD 1.14 / 1.46 1.15 / 1.47
EverBank 2.5 yr CD 1.27 / 1.45 1.28 / 1.46
EverBank 3 yr CD 1.41 / 1.69 1.42 / 1.7
EverBank 5 yr CD 1.86 / 2.23 1.88 / 2.25
EverBank 1 yr jumbo CD 1.05 / 1.29 1.06 / 1.30
EverBank 2.5 yr jumbo CD 1.27 / 1.45 1.28 / 1.46
EverBank 5 yr jumbo CD 1.86 / 2.23 1.88 / 2.25
EverBank 18 month CD 1.10 / 1.40 1.11 / 1.41
EverBank 2 yr jumbo CD 1.14 / 1.46 1.15 / 1.47
EverBank 18 month jumbo CD 1.10 / 1.4 1.11 / 1.41
EverBank 3 yr jumbo CD 1.41 / 1.69 1.42 / 1.7
EverBank 4 yr CD 1.66 / 1.98 1.67 / 2.00
EverBank 4 yr jumbo CD 1.66 / 1.98 1.67 / 2.00
Author: Brian McKay

There are several new higher CD rates on intermediate and long term certificates of deposit at State Farm Bank. The best rate is now on State Farm Bank’s 5 year regular and jumbo certificate of deposit. The new 5 year rates are at 2.18 percent with an APY of 2.20 percent.

With this increase, State Farm Bank’s 5 year rate moved up from seventh place to fifth place on our 5 year rate list. State Farm Bank is now tied with CIT Bank and Discover Bank for the fifth highest 5 year CD rate. The highest 5 year rate is at 2.42 percent with an APY of 2.45 percent from E-Loan.

State Farm Bank’s 3 year CD rate had an even bigger move up the list. The old 3 year rate at 1.45% placed State Farm Bank at eleventh place but the new rate at 1.70% places State Farm Bank at second place. E-Loan and EverBank are currently tied with the best 3 year rate 1.83 percent with an APY of 1.85 percent.

4 year CD rates were increased from 1.59 percent with an APY of 1.60 percent to 1.73 percent with an APY of 1.75 percent. State Farm Bank’s new 4 year rate places the bank at seventh place on our 4 year rate list, tied with Synchrony Bank. The top 4 year rate is currently at 1.98 percent with an APY of 2.00 percent.

You an check on all current CD rates at RatesORama.com.

Author: Brian McKay

Astoria Bank, based in Astoria, New York (Queens, NYC) has changed their CD rates. Astoria Bank CD rate changes were mostly higher, in fact, 3 of the 4 changes were higher. The highest rate offered right now at Astoria Bank is on the 5 year certificate of deposit. The current 5 year CD rate is 1.73 percent with an APY of 1.75 percent.

Astoria Bank has been in business since 1888 and is the second largest thrift depository in New York. The Bank currently has deposits totaling $9 billion. The bank has 88 brick and mortar locations, mostly around the New York City area. Deposits at Astoria Bank are insured by the FDIC, Cert number is 29805.

The recent CD rate changes at Astoria Bank are listed below. Compare these rates with other CD rates at banks by using our rate lists at RatesORama.com.

Astoria Bank CD Rate Changes

Bank Product Rate (new / old) Yield (new / old)
Astoria Bank 2 yr CD 1.00 / 0.75 1.01 / 0.75
Astoria Bank 2.5 yr CD 1.04 / 1.14 1.05 / 1.15
Astoria Bank 5 yr CD 1.73 / 1.64 1.75 / 1.65
Astoria Bank 4 yr CD 1.49 / 1.39 1.5 / 1.40

Current list of All CD Rates at Astoria Bank

3 Month 0.05% 0.05% $500
3 Month – Liquid CD 0.05% 0.05% $5,0004
4 Month 0.05% 0.05% $500
6 Month 0.05% 0.05% $500
9 Month 0.05% 0.05% $500
One Year 0.10% 0.10% $500
15 Month 0.10% 0.10% $500
1 1/2 Year 0.75% 0.75% $500
2 Year 1.00% 1.01% $500
2 1/2 Year 1.04% 1.05% $500
3 Year 1.14% 1.15% $500
3 1/2 Year 1.24% 1.25% $500
4 Year 1.49% 1.50% $500
5 Year 1.73% 1.75% $500
1 1/2 Year Variable IRA7 0.05% 0.05% $100
Author: Brian McKay

For the second time this month, CIT Bank has lowered some of their CD rates. On December 3, CIT Bank lowered CD rates on several of their certificates of deposit and rates were lowered again yesterday. Despite the lowered rates, CIT Bank’s rates are still very competitive.

Prior to the December 3rd change, CIT had the highest 1 year bank CD rate on our rate list at 1.29 percent with an APY of 1.30 percent. On the 3rd, the rate was lowered to 1.24 percent with an APY of 1.25 percent. Yesterday the rate was lowered again to 1.21 percent with an APY of 1.22 percent.

This is just speculation on my part, but I wonder if the bank lowered their rate twice in just over a week to raise the rate when the Fed increases the fed funds rate next Wednesday. The fed is expected to increase the fed funds rate 0.25 percent next week.

If CIT follows with a rate increase, the bank’s 1 year CD rate could be increased to 1.49 percent with an APY of 1.50 percent. It’s been several years since any financial institution on our rates list offered a 1 year CD rate at 1.50 percent. Listed below are the most recent changes to CIT Bank CD rates.

Bank Product Rate (New / Old) Yield (New / Old)
CIT Bank 1 yr CD 1.21 / 1.24 1.22 / 1.25
CIT Bank 2 yr CD 1.39 / 1.42 1.40/ 1.43
CIT Bank 1 yr IRA CD 1.21 / 1.24 1.22 / 1.25
CIT Bank 2 yr IRA CD 1.39 / 1.42 1.40 / 1.43

Check on current CD rates from many different banks and credit unions by searching our rate list at RatesORama.com.

Author: Brian McKay