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Melrose Credit Union Mortgage Rates and Refinance Rates
 

Melrose Credit Union Mortgage Rates and Refinance Rates

Melrose Credit Union which is in Queens, New York, has some very good deals on mortgage rates these days, rates as low as 4.375%. Melrose only offers financing for homes in New York and New Jersey, if you don't live in either of these states don't waste your time reading about their rates.

The different types of mortgage rates the credit union is offering include fixed rates and adjustable rates. Their fixed rate mortgages are 30 year fixed mortgages and 15 year fixed mortgage. Adjustable mortgage loans are 5/1 adjustable mortgages.



30 year rates are currently at 5.00 percent, 15 year rates are at 4.375 percent and 5/1 adjustable rates are at 4.625 percent.

These rates are on the credit union's website but you can also get a personalized mortgage rate quote just by filling out a quick form in about a minute. You don't have to give the credit union any personal information to get a quick quote.

If you like their rates you can also sign up for their Rate Watch email service and receiev an email alert when rates hit your target. Mortgage rates and refinance rates are heading higher so if you set a target lower than current rates you might not hit your target.

You can apply for a home loan at Melrose Credit Union here: Home Loan Application.
Author: James Martin
April 16th, 2011