6 Month CD Rate at 0.85% United Services Credit Union
Most of the time we report on national bank CD rates available to everyone. Every now than then we'll report on a local bank or a credit union's CD rates not so you can eat your heart out seeing a rate you can't get but rather to gauge where rates are.
Today's excellent rate is from United Services Credit Union, a credit union out of North Carolina. United Services Credit Union CD rates on 6 month share certificates are currently at 0.85% with an APY of 0.85%. That CD rate is one of the best CD rates on a 6 month CD and better than most 12 month CD rates available.
United Services Credit Union is also offering other share certificates that have competitive rate but not as good as the credit union's short term 6 month rate. This is just as well since CD interest rates will be heading higher in the future so it pays to stick with short term rates for now. The highest CD rates on 6 month CDs are under this credit union's rate.
United Services Credit Union's 12 month CD rate and APY is also at 0.85%. Which is still a good deal considering the national average 12 month CD rate is around 0.50%.
Other rates available at the credit union include the usual suspects, 2 year, 3 year, 4 year and 5 year CD rates which are as follows:
Again, we would stick to shorter term rates at this point.
Membership is open to anyone who lives, works, worships, or attends school in Buncombe, Burke, Catawba, Henderson, Lincoln, Madison, McDowell, and Mitchell counties. Membership is open to all employees of any medical facility or medically related group in the Asheville area and surrounding counties of Western North Carolina.
If you're unable to join this credit union you can get a 0.74% CD rate on 1 6 month certificate of deposit from Ally Bank.
RatesORama.com Average Mortgage Rates
Best 12 Month Certificate (CD) of Deposit Rates Lower Ending 2012 on a Dismal Note for Deposit Rates
Post Election Best CD Rates November 14, 2012: Best CD Interest Rate Increases to 1.12% APY for 12 Month CD
Short Term CD Rates This Week: Best 1 Month CD Rates at 0.25%, Highest CD Rates on 3 Month CDs at 0.65%